---
canonical_url: https://lendb.ai/lo/bernice-mitchell-2110021
json_url: https://lendb.ai/lo/bernice-mitchell-2110021.json
nmls_id: 2110021
last_verified: 2026-10-09
---

# Bernice Mitchell

Mortgage Loan Officer at Loan Factory. NMLS ID 2110021 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2110021)).

**Summary:** Bernice Mitchell (NMLS 2110021) is Mortgage Loan Officer at Loan Factory. Lists Oklahoma and Texas on the lender page (not yet checked with the state regulator). Licensed since 2021 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2021 (per Florida records). This is license history on file, not total experience.
- Licensed in: Oklahoma (OK, lender_reported), Texas (TX, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO99108 | expired | confirmed | 2021-12-15 | state_regulator | 2026-10-09 |
| OK | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841). Source: https://www.loanfactory.com/mortgage-expert/bernice-mitchell-2110021, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2110021

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/bernice-mitchell-2110021

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2110021
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://www.loanfactory.com/mortgage-expert/bernice-mitchell-2110021

Cite as: Bernice Mitchell (NMLS 2110021), Loan Factory. LenDb.ai, https://lendb.ai/lo/bernice-mitchell-2110021, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._