---
canonical_url: https://lendb.ai/lo/berny-mullappally-1976768
json_url: https://lendb.ai/lo/berny-mullappally-1976768.json
nmls_id: 1976768
last_verified: 2026-10-15
---

# Berny Mullappally

Senior Loan Officer at ENSURE HOME LOANS LLC. NMLS ID 1976768 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1976768)).

Berny Mullappally (NMLS 1976768) is a Senior Loan Officer at ENSURE HOME LOANS LLC, licensed in Florida since 2021 and in Texas, Connecticut and Pennsylvania.

**Summary:** Berny Mullappally (NMLS 1976768) is Senior Loan Officer at ENSURE HOME LOANS LLC. Licensed in 4 states confirmed with state regulators: Florida, Texas, Connecticut and Pennsylvania. Earliest state license record: July 20, 2021 (Florida), per state regulator. Last verified 2026-10-15.

## Quick answers

### Is Berny licensed in Florida?

Yes. Florida regulator records list license LO91682 as active, first effective July 20, 2021 (verified 2026-10-15). LenDb has 3 other states on file for Berny. Source: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip.

### What lender does Berny work for?

ENSURE HOME LOANS LLC, company NMLS 1666674, per the lender's own site (verified 2026-10-15). Source: https://ensurehomeloans.com/loan-officers/berny-mullappally.

### How long has Berny been licensed?

The earliest state license record LenDb holds for Berny is from July 20, 2021 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip.

## At a glance

- Earliest state license record: July 20, 2021 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), Connecticut (CT, confirmed), Pennsylvania (PA, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO91682 | active | confirmed | 2021-07-20 | state_regulator | 2026-10-15 |
| TX | Texas regulator | state_license | n/a | active | confirmed | 2021-08-13 | state_regulator | 2026-10-13 |
| CT | Connecticut regulator | state_license | LO-1976768 | active | confirmed |  | state_regulator | 2026-10-15 |
| PA | Pennsylvania regulator | state_license | 79196 | active | confirmed |  | state_regulator | 2026-10-16 |

## Employment history

- ? to present: ENSURE HOME LOANS LLC (NMLS 1666674). Source: https://ensurehomeloans.com/loan-officers/berny-mullappally, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1976768

## Contact

- View profile at ENSURE HOME LOANS LLC: https://ensurehomeloans.com/loan-officers/berny-mullappally
- Office phone and Email on file: shown at https://lendb.ai/lo/berny-mullappally-1976768#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1976768
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut
- state_regulator: https://data.pa.gov/d/tyxc-jyug
- state_regulator: https://ensurehomeloans.com/loan-officers/berny-mullappally

Cite as: Berny Mullappally (NMLS 1976768), ENSURE HOME LOANS LLC. LenDb.ai, https://lendb.ai/lo/berny-mullappally-1976768, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._