---
canonical_url: https://lendb.ai/lo/bethany-lauman-2400390
json_url: https://lendb.ai/lo/bethany-lauman-2400390.json
nmls_id: 2400390
last_verified: 2026-10-09
---

# Bethany Lauman

Mortgage Loan Officer at Southern Trust Mortgage, Annapolis, MD. NMLS ID 2400390 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2400390)).

**Summary:** Bethany Lauman (NMLS 2400390) is Mortgage Loan Officer at Southern Trust Mortgage, based in Annapolis, MD. Licensed in Florida, confirmed with the state regulator (license LO123633). Also lists Maryland, North Carolina and South Carolina on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: FHA loan, Renovation loan (203k / HomeStyle), USDA loan and VA loan. Licensed since 2023 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2023 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), Maryland (MD, lender_reported), North Carolina (NC, lender_reported), South Carolina (SC, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **FHA loan** (`fha`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.southerntrust.com/bethany-lauman/
- **Renovation loan (203k / HomeStyle)** (`renovation`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.southerntrust.com/bethany-lauman/
- **USDA loan** (`usda`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.southerntrust.com/bethany-lauman/
- **VA loan** (`va`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.southerntrust.com/bethany-lauman/

## About

Bethany transitioned from nursing to mortgage lending, bringing compassion and service to her work. She specializes in VA, FHA, USDA, and renovation loans across FL, MD, NC, and SC with flexible mortgage solutions.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- role: Transitioned from nursing to mortgage lending, bringing compassion and service. Source: https://www.southerntrust.com/bethany-lauman/, verified 2026-10-09.
- education: Background in nursing has honed ability to listen actively and communicate clearly. Source: https://www.southerntrust.com/bethany-lauman/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO123633 | active | confirmed | 2023-10-17 | state_regulator | 2026-10-09 |
| MD | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| SC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Southern Trust Mortgage (NMLS 2921), Annapolis, MD. Source: https://www.southerntrust.com/bethany-lauman/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2400390

## Contact

- View profile at Southern Trust Mortgage: https://www.southerntrust.com/bethany-lauman/
- Office phone and Email on file: shown at https://lendb.ai/lo/bethany-lauman-2400390#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2400390
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://www.southerntrust.com/bethany-lauman/

Cite as: Bethany Lauman (NMLS 2400390), Southern Trust Mortgage. LenDb.ai, https://lendb.ai/lo/bethany-lauman-2400390, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._