---
canonical_url: https://lendb.ai/lo/bhavin-l-2603295
json_url: https://lendb.ai/lo/bhavin-l-2603295.json
nmls_id: 2603295
last_verified: 2026-10-09
---

# Bhavin L

Mortgage Loan Officer at Loan Factory, CA. NMLS ID 2603295 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2603295)).

**Summary:** Bhavin L (NMLS 2603295) is Mortgage Loan Officer at Loan Factory, based in California. Lists California on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Real estate investor. Speaks English, Gujarati, Hindi, mr and Punjabi. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: California (CA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English, Gujarati, Hindi, mr, Punjabi
- Profile: unclaimed
- Status: active

## Specialties

- **Real estate investor** (`investor`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/bhavin-l-2603295

## About

Bhavin specializes in refinance and investment loans, bringing experience in conventional, FHA, VA, USDA, and DSCR products to help investors and homebuyers achieve their financial goals.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841), CA. Source: https://www.loanfactory.com/mortgage-expert/bhavin-l-2603295, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2603295

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/bhavin-l-2603295

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2603295
- lender_site: https://www.loanfactory.com/mortgage-expert/bhavin-l-2603295

Cite as: Bhavin L (NMLS 2603295), Loan Factory. LenDb.ai, https://lendb.ai/lo/bhavin-l-2603295, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._