---
canonical_url: https://lendb.ai/lo/bheem-bhat-2514417
json_url: https://lendb.ai/lo/bheem-bhat-2514417.json
nmls_id: 2514417
last_verified: 2026-10-09
---

# Bheem Bhat

Mortgage Loan Officer at Loan Factory. NMLS ID 2514417 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2514417)).

**Summary:** Bheem Bhat (NMLS 2514417) is Mortgage Loan Officer at Loan Factory. Licensed in 2 states confirmed with state regulators: Florida and Pennsylvania. Also lists California, Illinois and Texas on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Real estate investor. Speaks English, Hindi and kn. Earliest state license record: December 5, 2023 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: December 5, 2023 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Pennsylvania (PA, confirmed), California (CA, lender_reported), Illinois (IL, lender_reported), Texas (TX, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English, Hindi, kn
- Profile: unclaimed
- Status: active

## Specialties

- **Real estate investor** (`investor`): lender page, confidence 0.85, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/bheem-bhat-2514417

## About

Bheem Bhat is a research, marketing and investment consultant in real estate who specializes in guiding buyers and investors through their real estate plans and financing decisions.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- role: Research, Marketing & Investment Consultant in Real Estate. Source: https://www.loanfactory.com/mortgage-expert/bheem-bhat-2514417, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO124611 | active | confirmed | 2023-12-05 | state_regulator | 2026-10-09 |
| PA | state_license | 106212 | active | confirmed |  | state_regulator | 2026-10-10 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| IL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841). Source: https://www.loanfactory.com/mortgage-expert/bheem-bhat-2514417, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2514417

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/bheem-bhat-2514417

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2514417
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- state_regulator: https://data.pa.gov/d/tyxc-jyug
- lender_site: https://www.loanfactory.com/mortgage-expert/bheem-bhat-2514417

Cite as: Bheem Bhat (NMLS 2514417), Loan Factory. LenDb.ai, https://lendb.ai/lo/bheem-bhat-2514417, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._