---
canonical_url: https://lendb.ai/lo/bijal-james-2104153
json_url: https://lendb.ai/lo/bijal-james-2104153.json
nmls_id: 2104153
last_verified: 2026-10-09
---

# Bijal James

Credit Solutions Advisor, Assistant Vice President at Bank of America, Sunnyvale, CA. NMLS ID 2104153 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2104153)).

**Summary:** Bijal James (NMLS 2104153) is Credit Solutions Advisor, Assistant Vice President at Bank of America, based in Sunnyvale, CA. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. States 6 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Years experience (stated by the LO): 6 (source: https://mortgage.bankofamerica.com/bijal-james, verified 2026-10-09)
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Bijal has 6 years of experience matching clients to appropriate home loans and is knowledgeable about a wide range of loan options.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 6. Source: https://mortgage.bankofamerica.com/bijal-james, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Bank of America (NMLS 399802), Sunnyvale, CA. Source: https://mortgage.bankofamerica.com/bijal-james, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2104153

## Contact

- View profile at Bank of America: https://mortgage.bankofamerica.com/bijal-james
- Office phone on file: shown at https://lendb.ai/lo/bijal-james-2104153#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2104153
- lender_site: https://mortgage.bankofamerica.com/bijal-james

Cite as: Bijal James (NMLS 2104153), Bank of America. LenDb.ai, https://lendb.ai/lo/bijal-james-2104153, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._