---
canonical_url: https://lendb.ai/lo/bill-gray-136834
json_url: https://lendb.ai/lo/bill-gray-136834.json
nmls_id: 136834
last_verified: 2026-10-09
---

# Bill Gray

Branch Partner at ALCOVA Mortgage, Brownstown, IN. NMLS ID 136834 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/136834)).

**Summary:** Bill Gray (NMLS 136834) is Branch Partner at ALCOVA Mortgage, based in Brownstown, IN. Lists Indiana and Kentucky on the lender page (not yet checked with the state regulator). Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: Indiana (IN, lender_reported), Kentucky (KY, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Facts from the lender page and intro

- community: Supports KAIROS Prison Ministry. Source: https://alcova.com/loan-officer/bgray/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| IN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| KY | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: ALCOVA Mortgage (NMLS 40508), Brownstown, IN. Source: https://alcova.com/loan-officer/bgray/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/136834

## Contact

- linkedin_url: https://www.linkedin.com/in/bill-gray-mortgage-guy/ (source: lender_site, verified 2026-10-09)
- View profile at ALCOVA Mortgage: https://alcova.com/loan-officer/bgray/
- Email on file: shown at https://lendb.ai/lo/bill-gray-136834#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/136834
- lender_site: https://alcova.com/loan-officer/bgray/

Cite as: Bill Gray (NMLS 136834), ALCOVA Mortgage. LenDb.ai, https://lendb.ai/lo/bill-gray-136834, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._