---
canonical_url: https://lendb.ai/lo/bill-markham-271518
json_url: https://lendb.ai/lo/bill-markham-271518.json
nmls_id: 271518
last_verified: 2026-10-09
---

# Bill Markham

Producing Branch Manager | Retail at Cardinal Financial Company, Layton, UT. NMLS ID 271518 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/271518)).

**Summary:** Bill Markham (NMLS 271518) is Producing Branch Manager | Retail at Cardinal Financial Company, based in Layton, UT. Licensed in Florida, confirmed with the state regulator (license LO123496). Also lists California, Idaho, Nevada and Utah on the lender page (not yet checked with the state regulator). Licensed since 2023 (per Florida records). States 17 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since 2023 (per Florida records). This is license history on file, not total experience.
- Years experience (stated by the LO): 17 (source: https://www.cardinalfinancial.com/loan-originator/bill-markham/, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed), California (CA, lender_reported), Idaho (ID, lender_reported), Nevada (NV, lender_reported), Utah (UT, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Bill has 17 years of mortgage lending experience as a Branch Manager and Regional Manager, licensed in Utah, California, Idaho and Nevada. Prior to lending, he was a successful realtor managing a firm and overseeing construction of over 150 homes annually.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 17. Source: https://www.cardinalfinancial.com/loan-originator/bill-markham/, verified 2026-10-09.
- role: Regional Manager. Source: https://www.cardinalfinancial.com/loan-originator/bill-markham/, verified 2026-10-09.
- credential: Lifetime Multi-Million Dollar Club (Real Estate). Source: https://www.cardinalfinancial.com/loan-originator/bill-markham/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO123496 | active | confirmed | 2023-10-09 | state_regulator | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| ID | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NV | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| UT | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Cardinal Financial Company (NMLS 66247), Layton, UT. Source: https://www.cardinalfinancial.com/loan-originator/bill-markham/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/271518

## Contact

- View profile at Cardinal Financial Company: https://www.cardinalfinancial.com/loan-originator/bill-markham/
- Office phone and Email on file: shown at https://lendb.ai/lo/bill-markham-271518#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/271518
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://www.cardinalfinancial.com/loan-originator/bill-markham/

Cite as: Bill Markham (NMLS 271518), Cardinal Financial Company. LenDb.ai, https://lendb.ai/lo/bill-markham-271518, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._