---
canonical_url: https://lendb.ai/lo/bill-mcdonald-698254
json_url: https://lendb.ai/lo/bill-mcdonald-698254.json
nmls_id: 698254
last_verified: 2026-10-16
---

# Bill McDonald

Senior Loan Officer at 1st Security Bank of Washington, Mountlake Terrace, WA. NMLS ID 698254 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/698254)).

Bill McDonald, NMLS 698254, works as a Senior Loan Officer at 1st Security Bank of Washington in Mountlake Terrace, Washington. Bill's lender page shows a focus on construction loan and renovation loan (203k / HomeStyle).

**Summary:** Bill McDonald (NMLS 698254) is Senior Loan Officer at 1st Security Bank of Washington, based in Mountlake Terrace, WA. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Construction loan and Renovation loan (203k / HomeStyle). States 30 years of experience. Last verified 2026-10-16.

## Quick answers

### Is Bill licensed?

Bill works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access. Source: employer type in LenDb's lender registry.

### Does Bill do construction loans?

Bill's profile lists construction loan as a focus (from their lender profile page). It also lists renovation loan (203k / HomeStyle). Source: https://www.fsbwa.com/loan-officers/bill-mcdonald.

### What lender does Bill work for?

1st Security Bank of Washington, company NMLS 761985, from the Mountlake Terrace, WA office, per the lender's own site (verified 2026-10-16). Source: https://www.fsbwa.com/loan-officers/bill-mcdonald.

### How much experience does Bill have?

Bill states 30 years of experience. Source: https://www.fsbwa.com/loan-officers/bill-mcdonald.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 30 (source: https://www.fsbwa.com/loan-officers/bill-mcdonald, verified 2026-10-16)
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **Construction loan** (`construction`): from their lender profile page, confidence 0.70, verified 2026-11-03. Source: https://www.fsbwa.com/loan-officers/bill-mcdonald
- **Renovation loan (203k / HomeStyle)** (`renovation`): from their lender profile page, confidence 0.70, verified 2026-11-03. Source: https://www.fsbwa.com/loan-officers/bill-mcdonald

## Facts from the lender page and intro

- years_experience: 30. Source: https://www.fsbwa.com/loan-officers/bill-mcdonald, verified 2026-10-16.
- credential: Three-State Regional Boxing Champion. Source: https://www.fsbwa.com/loan-officers/bill-mcdonald, verified 2026-10-16.
- other: Started with 1st Security Bank in March 2019. Source: https://www.fsbwa.com/loan-officers/bill-mcdonald, verified 2026-10-16.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: 1st Security Bank of Washington (NMLS 761985), Mountlake Terrace, WA. Source: https://www.fsbwa.com/loan-officers/bill-mcdonald, verified 2026-10-16.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/698254

## Contact

- linkedin_url: https://www.linkedin.com/in/bill-mcdonald-96203915 (source: lender_site, verified 2026-10-16)
- application_url: https://mortgage.fsbwa.com/dr/c/44wak (source: lender_site, verified 2026-10-26)
- View profile at 1st Security Bank of Washington: https://www.fsbwa.com/loan-officers/bill-mcdonald
- Office phone and Email on file: shown at https://lendb.ai/lo/bill-mcdonald-698254#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/698254
- lender_site: https://www.fsbwa.com/loan-officers/bill-mcdonald

Cite as: Bill McDonald (NMLS 698254), 1st Security Bank of Washington. LenDb.ai, https://lendb.ai/lo/bill-mcdonald-698254, last verified 2026-10-16.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._