--- canonical_url: https://lendb.ai/lo/bill-zimbinski-506708 json_url: https://lendb.ai/lo/bill-zimbinski-506708.json nmls_id: 506708 last_verified: 2026-10-16 --- # Bill Zimbinski Mortgage Loan Officer at Bell Bank, Prior Lake, MN. NMLS ID 506708 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/506708)). Bill Zimbinski, NMLS 506708, works as a Mortgage Loan Officer at Bell Bank in Prior Lake, Minnesota. Bill's lender page shows a focus on jumbo loan, FHA loan and USDA loan. **Summary:** Bill Zimbinski (NMLS 506708) is Mortgage Loan Officer at Bell Bank, based in Prior Lake, MN. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Jumbo loan, FHA loan, USDA loan, VA loan and Construction loan. Earliest state license record: January 22, 2016 (Wisconsin), per state regulator. States 20 years of experience. Last verified 2026-10-16. ## Quick answers ### Is Bill licensed? Bill works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access. Source: employer type in LenDb's lender registry. ### Does Bill do jumbo loans? Bill's profile lists jumbo loan as a focus (from their lender profile page). It also lists FHA loan, USDA loan and VA loan. Source: https://bell.bank/mortgage/loan-officer/billzimbinski. ### What lender does Bill work for? Bell Bank, company NMLS 419538, from the Prior Lake, MN office, per the lender's own site (verified 2026-10-16). Source: https://bell.bank/mortgage/loan-officer/billzimbinski. ### How long has Bill been licensed? The earliest state license record LenDb holds for Bill is from January 22, 2016 (Wisconsin regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Bill states 20 years of experience. Source: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/. ## At a glance - Earliest state license record: January 22, 2016 (Wisconsin), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Years experience (stated by the LO): 20 (source: https://bell.bank/mortgage/loan-officer/billzimbinski, verified 2026-10-16) - Also licensed as (state regulator records, same NMLS ID): William Zimbinski (WI, as of 2026-10-21) - Licensed in: no license list on file; check NMLS Consumer Access - Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS. - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - **Jumbo loan** (`jumbo`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/billzimbinski - **FHA loan** (`fha`): from their lender profile page, confidence 0.69, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/billzimbinski - **USDA loan** (`usda`): from their lender profile page, confidence 0.69, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/billzimbinski - **VA loan** (`va`): from their lender profile page, confidence 0.69, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/billzimbinski - **Construction loan** (`construction`): from their lender profile page, confidence 0.68, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/billzimbinski - **Renovation loan (203k / HomeStyle)** (`renovation`): from their lender profile page, confidence 0.68, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/billzimbinski - **First-time buyer** (`first-time-buyer`): from their lender profile page, confidence 0.45, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/billzimbinski ## Facts from the lender page and intro - years_experience: 20. Source: https://bell.bank/mortgage/loan-officer/billzimbinski, verified 2026-10-16. - credential: Super Mortgage Professional. Source: https://bell.bank/mortgage/loan-officer/billzimbinski, verified 2026-10-16. - community: Prior Lake Rotary. Source: https://bell.bank/mortgage/loan-officer/billzimbinski, verified 2026-10-16. - community: Prior Lake Chamber of Commerce. Source: https://bell.bank/mortgage/loan-officer/billzimbinski, verified 2026-10-16. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | WI | Wisconsin regulator | state_license | 506708 | expired | confirmed | 2016-01-22 | state_regulator | 2026-10-21 | ## Employment history - ? to present: Bell Bank (NMLS 419538), Prior Lake, MN. Source: https://bell.bank/mortgage/loan-officer/billzimbinski, verified 2026-10-16. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/506708 ## Contact - linkedin_url: https://www.linkedin.com/in/billzimbinski/ (source: lender_site, verified 2026-10-16) - View profile at Bell Bank: https://bell.bank/mortgage/loan-officer/billzimbinski - Email on file: shown at https://lendb.ai/lo/bill-zimbinski-506708#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/506708 - state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/ - lender_site: https://bell.bank/mortgage/loan-officer/billzimbinski Cite as: Bill Zimbinski (NMLS 506708), Bell Bank. LenDb.ai, https://lendb.ai/lo/bill-zimbinski-506708, last verified 2026-10-16. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._