---
canonical_url: https://lendb.ai/lo/blanca-sepulveda-256533
json_url: https://lendb.ai/lo/blanca-sepulveda-256533.json
nmls_id: 256533
last_verified: 2026-10-15
---

# Pat Sepulveda-Garcia

Branch Manager at Full Realty Services, Inc.. NMLS ID 256533 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/256533)).

**Summary:** Pat Sepulveda-Garcia (NMLS 256533) is Branch Manager at Full Realty Services, Inc.. Licensed in California, confirmed with the state regulator (license 01145644). Focus areas shown on the lender page: First-time buyer, Construction loan, FHA loan, Jumbo loan and Non-QM loan. States 36 years of experience. Last verified 2026-10-15.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 36 (source: https://21stcenturylending.com/lo/pat-sepulveda-garcia/, verified 2026-10-15)
- Licensed in: California (CA, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **First-time buyer** (`first-time-buyer`): from their lender profile page, confidence 0.80, verified 2026-10-15. Source: https://21stcenturylending.com/lo/pat-sepulveda-garcia/
- **Construction loan** (`construction`): from their lender profile page, confidence 0.70, verified 2026-10-15. Source: https://21stcenturylending.com/lo/pat-sepulveda-garcia/
- **FHA loan** (`fha`): from their lender profile page, confidence 0.70, verified 2026-10-15. Source: https://21stcenturylending.com/lo/pat-sepulveda-garcia/
- **Jumbo loan** (`jumbo`): from their lender profile page, confidence 0.70, verified 2026-10-15. Source: https://21stcenturylending.com/lo/pat-sepulveda-garcia/
- **Non-QM loan** (`non-qm`): from their lender profile page, confidence 0.70, verified 2026-10-15. Source: https://21stcenturylending.com/lo/pat-sepulveda-garcia/
- **Real estate investor** (`investor`): from their lender profile page, confidence 0.70, verified 2026-10-15. Source: https://21stcenturylending.com/lo/pat-sepulveda-garcia/
- **Reverse mortgage** (`reverse`): from their lender profile page, confidence 0.70, verified 2026-10-15. Source: https://21stcenturylending.com/lo/pat-sepulveda-garcia/
- **USDA loan** (`usda`): from their lender profile page, confidence 0.70, verified 2026-10-15. Source: https://21stcenturylending.com/lo/pat-sepulveda-garcia/
- **VA loan** (`va`): from their lender profile page, confidence 0.70, verified 2026-10-15. Source: https://21stcenturylending.com/lo/pat-sepulveda-garcia/

## About

Pat Sepulveda-Garcia has 36 years of experience and they specialize in guiding first-time homebuyers. Their profile lists VA, FHA, Jumbo, Construction, Investment Property, Reverse, USDA and Non-QM loans as specialties.

Source: LenDb summary of the lender page, verified 2026-10-15.

## Facts from the lender page and intro

- years_experience: 36. Source: https://21stcenturylending.com/lo/pat-sepulveda-garcia/, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CA | state_license | 01145644 | active | confirmed |  | state_regulator | 2026-10-15 |

## Employment history

- ? to present: Full Realty Services, Inc. (NMLS 241835). Source: https://21stcenturylending.com/lo/pat-sepulveda-garcia/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/256533

## Contact

- View profile at Full Realty Services, Inc.: https://21stcenturylending.com/lo/pat-sepulveda-garcia/
- Office phone and Email on file: shown at https://lendb.ai/lo/blanca-sepulveda-256533#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/256533
- state_regulator: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html
- state_regulator: https://21stcenturylending.com/lo/pat-sepulveda-garcia/

Cite as: Pat Sepulveda-Garcia (NMLS 256533), Full Realty Services, Inc.. LenDb.ai, https://lendb.ai/lo/blanca-sepulveda-256533, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._