--- canonical_url: https://lendb.ai/lo/bob-biondo-492423 json_url: https://lendb.ai/lo/bob-biondo-492423.json nmls_id: 492423 last_verified: 2026-10-16 --- # Bob Biondo Mortgage Loan Officer at Bell Bank, Scottsdale, AZ. NMLS ID 492423 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/492423)). Based in Scottsdale, Arizona, Bob Biondo (NMLS 492423) is a Mortgage Loan Officer at Bell Bank. Bob's focus, from their own profile, includes jumbo loan, physician and medical professional and real estate investor. **Summary:** Bob Biondo (NMLS 492423) is Mortgage Loan Officer at Bell Bank, based in Scottsdale, AZ. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Jumbo loan, Physician and medical professional, Real estate investor, Vacation home and Construction loan. Last verified 2026-10-16. ## Quick answers ### Is Bob licensed? Bob works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access. Source: employer type in LenDb's lender registry. ### Does Bob do jumbo loans? Bob's profile lists jumbo loan as a focus (from their lender profile page). It also lists physician and medical professional, real estate investor and vacation home. Source: https://bell.bank/mortgage/loan-officer/biondohomeloans. ### What lender does Bob work for? Bell Bank, company NMLS 419538, from the Scottsdale, AZ office, per the lender's own site (verified 2026-10-16). Source: https://bell.bank/mortgage/loan-officer/biondohomeloans. ## At a glance - Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Licensed in: no license list on file; check NMLS Consumer Access - Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS. - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - **Jumbo loan** (`jumbo`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/biondohomeloans - **Physician and medical professional** (`physician`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/biondohomeloans - **Real estate investor** (`investor`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/biondohomeloans - **Vacation home** (`vacation-home`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/biondohomeloans - **Construction loan** (`construction`): from their lender profile page, confidence 0.68, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/biondohomeloans - **Renovation loan (203k / HomeStyle)** (`renovation`): from their lender profile page, confidence 0.68, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/biondohomeloans ## Video intro available Bob has a short recorded video intro on Bell Bank's site. Watch on Bell Bank's site: https://bell.bank/mortgage/loan-officer/biondohomeloans The recording is hosted by the lender; LenDb does not copy or transcribe it. Verified 2026-10-16. ## Facts from the lender page and intro - years_experience: since 1993. Source: https://bell.bank/mortgage/loan-officer/biondohomeloans, verified 2026-10-16. - role: Senior Mortgage Banker. Source: https://bell.bank/mortgage/loan-officer/biondohomeloans, verified 2026-10-16. - credential: Certified Mortgage Planning Specialist (CMPS) since 2007. Source: https://bell.bank/mortgage/loan-officer/biondohomeloans, verified 2026-10-16. - credential: Real Estate Collaboration Specialist - Divorce (RCS-D). Source: https://bell.bank/mortgage/loan-officer/biondohomeloans, verified 2026-10-16. - community: St. Patrick Catholic Community Men's Club member. Source: https://bell.bank/mortgage/loan-officer/biondohomeloans, verified 2026-10-16. - community: Former Desert Foothills Little League board member. Source: https://bell.bank/mortgage/loan-officer/biondohomeloans, verified 2026-10-16. - community: Former Scottsdale Ballet Foundation board member and treasurer. Source: https://bell.bank/mortgage/loan-officer/biondohomeloans, verified 2026-10-16. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| ## Employment history - ? to present: Bell Bank (NMLS 419538), Scottsdale, AZ. Source: https://bell.bank/mortgage/loan-officer/biondohomeloans, verified 2026-10-16. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/492423 ## Contact - linkedin_url: https://www.linkedin.com/in/bob-biondo-b302b95/ (source: lender_site, verified 2026-10-16) - View profile at Bell Bank: https://bell.bank/mortgage/loan-officer/biondohomeloans - Office phone and Email on file: shown at https://lendb.ai/lo/bob-biondo-492423#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/492423 - lender_site: https://bell.bank/mortgage/loan-officer/biondohomeloans Cite as: Bob Biondo (NMLS 492423), Bell Bank. LenDb.ai, https://lendb.ai/lo/bob-biondo-492423, last verified 2026-10-16. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._