---
canonical_url: https://lendb.ai/lo/bob-chamorro-282888
json_url: https://lendb.ai/lo/bob-chamorro-282888.json
nmls_id: 282888
last_verified: 2026-10-10
---

# Bob Chamorro

Branch Manager at Lower, Coral Gables, FL. NMLS ID 282888 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/282888)).

**Summary:** Bob Chamorro (NMLS 282888) is Branch Manager at Lower, based in Coral Gables, FL. Licensed in Florida, confirmed with the state regulator (license LO24167). Earliest state license record: March 28, 2014 (Florida), per state regulator. Last verified 2026-10-10.

## At a glance

- Earliest state license record: March 28, 2014 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO24167 | active | confirmed | 2014-03-28 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: Lower (NMLS 1124061), Coral Gables, FL. Source: https://www.lower.com/loan-officers/florida/coral-gables/bob-chamorro, verified 2026-10-10.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/282888

## Contact

- linkedin_url: https://www.linkedin.com/in/bob-chamorro (source: lender_site, verified 2026-10-10)
- View profile at Lower: https://www.lower.com/loan-officers/florida/coral-gables/bob-chamorro
- Email on file: shown at https://lendb.ai/lo/bob-chamorro-282888#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/282888
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.lower.com/loan-officers/florida/coral-gables/bob-chamorro

Cite as: Bob Chamorro (NMLS 282888), Lower. LenDb.ai, https://lendb.ai/lo/bob-chamorro-282888, last verified 2026-10-10.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._