---
canonical_url: https://lendb.ai/lo/bob-kemp-177417
json_url: https://lendb.ai/lo/bob-kemp-177417.json
nmls_id: 177417
last_verified: 2026-10-15
---

# Bob Kemp

VP of Mortgage Lending at Guaranteed Rate Affinity, LLC, Bel Air, MD. NMLS ID 177417 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/177417)).

**Summary:** Bob Kemp (NMLS 177417) is VP of Mortgage Lending at Guaranteed Rate Affinity, LLC, based in Bel Air, MD. Focus areas shown on the lender page: First-time buyer. Last verified 2026-10-15.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **First-time buyer** (`first-time-buyer`): from their lender profile page, confidence 0.50, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/bob-kemp-177417

## About

Bob has worked in the mortgage industry since 1994, focused on sales and customer service. Bob particularly enjoys working with first-time and move-up buyers.

Source: LenDb summary of the lender page, verified 2026-10-15.

## Facts from the lender page and intro

- years_experience: since 1994. Source: https://www.grarate.com/loan-officers/bob-kemp-177417, verified 2026-10-15.
- community: Church deacon; chairman of a program that helps feed the homeless. Source: https://www.grarate.com/loan-officers/bob-kemp-177417, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Guaranteed Rate Affinity, LLC (NMLS 1598647), Bel Air, MD. Source: https://www.grarate.com/loan-officers/bob-kemp-177417, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/177417

## Contact

- linkedin_url: https://www.linkedin.com/in/bobkempmortgage/ (source: lender_site, verified 2026-10-15)
- View profile at Guaranteed Rate Affinity, LLC: https://www.grarate.com/loan-officers/bob-kemp-177417
- Office phone and Email on file: shown at https://lendb.ai/lo/bob-kemp-177417#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/177417
- lender_site: https://www.grarate.com/loan-officers/bob-kemp-177417
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Bob Kemp (NMLS 177417), Guaranteed Rate Affinity, LLC. LenDb.ai, https://lendb.ai/lo/bob-kemp-177417, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._