---
canonical_url: https://lendb.ai/lo/bob-kirby-2606486
json_url: https://lendb.ai/lo/bob-kirby-2606486.json
nmls_id: 2606486
last_verified: 2026-10-09
---

# Bob Kirby

Loan Originator at Envoy Mortgage, Charlotte, NC. NMLS ID 2606486 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2606486)).

**Summary:** Bob Kirby (NMLS 2606486) is Loan Originator at Envoy Mortgage, based in Charlotte, NC. Lists North Carolina and South Carolina on the lender page (not yet checked with the state regulator). Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: North Carolina (NC, lender_reported), South Carolina (SC, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Bob transitioned from technology into mortgage lending to help people achieve homeownership. He works closely with borrowers and realtors to deliver exceptional results.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| SC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Envoy Mortgage (NMLS 6666), Charlotte, NC. Source: https://www.envoymortgage.com/bob-kirby/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2606486

## Contact

- View profile at Envoy Mortgage: https://www.envoymortgage.com/bob-kirby/
- Email on file: shown at https://lendb.ai/lo/bob-kirby-2606486#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2606486
- lender_site: https://www.envoymortgage.com/bob-kirby/

Cite as: Bob Kirby (NMLS 2606486), Envoy Mortgage. LenDb.ai, https://lendb.ai/lo/bob-kirby-2606486, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._