--- canonical_url: https://lendb.ai/lo/bob-merrill-400595 json_url: https://lendb.ai/lo/bob-merrill-400595.json nmls_id: 400595 last_verified: 2026-10-16 --- # Bob Merrill Senior Mortgage Banker at Bell Bank, Excelsior, MN. NMLS ID 400595 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/400595)). Bob Merrill (NMLS 400595) is a Senior Mortgage Banker at Bell Bank in Excelsior, Minnesota. Bob's own profile lists jumbo loan, physician and medical professional and construction loan as a focus. **Summary:** Bob Merrill (NMLS 400595) is Senior Mortgage Banker at Bell Bank, based in Excelsior, MN. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Jumbo loan, Physician and medical professional, Construction loan, Renovation loan (203k / HomeStyle) and First-time buyer. Last verified 2026-10-16. ## Quick answers ### Is Bob licensed? Bob works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access. Source: employer type in LenDb's lender registry. ### Does Bob do jumbo loans? Bob's profile lists jumbo loan as a focus (from their lender profile page). It also lists physician and medical professional, construction loan and renovation loan (203k / HomeStyle). Source: https://bell.bank/mortgage/loan-officer/bobmerrillmortgage. ### What lender does Bob work for? Bell Bank, company NMLS 419538, from the Excelsior, MN office, per the lender's own site (verified 2026-10-16). Source: https://bell.bank/mortgage/loan-officer/bobmerrillmortgage. ## At a glance - Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Licensed in: no license list on file; check NMLS Consumer Access - Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS. - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - **Jumbo loan** (`jumbo`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/bobmerrillmortgage - **Physician and medical professional** (`physician`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/bobmerrillmortgage - **Construction loan** (`construction`): from their lender profile page, confidence 0.68, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/bobmerrillmortgage - **Renovation loan (203k / HomeStyle)** (`renovation`): from their lender profile page, confidence 0.68, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/bobmerrillmortgage - **First-time buyer** (`first-time-buyer`): from their lender profile page, confidence 0.45, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/bobmerrillmortgage ## Video intro available Bob has a short recorded video intro on Bell Bank's site. Watch on Bell Bank's site: https://bell.bank/mortgage/loan-officer/bobmerrillmortgage The recording is hosted by the lender; LenDb does not copy or transcribe it. Verified 2026-10-16. ## Facts from the lender page and intro - years_experience: since 1998. Source: https://bell.bank/mortgage/loan-officer/bobmerrillmortgage, verified 2026-10-16. - credential: Super Mortgage Professional 2010-2026. Source: https://bell.bank/mortgage/loan-officer/bobmerrillmortgage, verified 2026-10-16. - credential: Platinum Club. Source: https://bell.bank/mortgage/loan-officer/bobmerrillmortgage, verified 2026-10-16. - credential: Presidents Club. Source: https://bell.bank/mortgage/loan-officer/bobmerrillmortgage, verified 2026-10-16. - community: Westwood Community Church. Source: https://bell.bank/mortgage/loan-officer/bobmerrillmortgage, verified 2026-10-16. - community: Chanhassen High School Booster Club. Source: https://bell.bank/mortgage/loan-officer/bobmerrillmortgage, verified 2026-10-16. - community: Victoria Lions Club. Source: https://bell.bank/mortgage/loan-officer/bobmerrillmortgage, verified 2026-10-16. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| ## Employment history - ? to present: Bell Bank (NMLS 419538), Excelsior, MN. Source: https://bell.bank/mortgage/loan-officer/bobmerrillmortgage, verified 2026-10-16. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/400595 ## Contact - View profile at Bell Bank: https://bell.bank/mortgage/loan-officer/bobmerrillmortgage - Office phone and Email on file: shown at https://lendb.ai/lo/bob-merrill-400595#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/400595 - lender_site: https://bell.bank/mortgage/loan-officer/bobmerrillmortgage Cite as: Bob Merrill (NMLS 400595), Bell Bank. LenDb.ai, https://lendb.ai/lo/bob-merrill-400595, last verified 2026-10-16. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._