--- canonical_url: https://lendb.ai/lo/bobby-baker-2498573 json_url: https://lendb.ai/lo/bobby-baker-2498573.json nmls_id: 2498573 last_verified: 2026-10-24 --- # Bobby Baker Mortgage Loan Originator at Trident Home Loans. NMLS ID 2498573 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2498573)). Bobby Baker (NMLS 2498573) is a Mortgage Loan Originator at Trident Home Loans, licensed in Florida since 2023 and in Colorado, Pennsylvania, Texas and 3 more states. **Summary:** Bobby Baker (NMLS 2498573) is Mortgage Loan Originator at Trident Home Loans. Licensed in 7 states confirmed with state regulators: Florida, Colorado, Pennsylvania, Texas, Missouri, Louisiana and California. Also lists Alabama, Georgia, Michigan, Mississippi, North Carolina, Ohio, Tennessee and Washington on the lender page (not yet checked with the state regulator). Trident Home Loans also offers Condo, Construction loan, FHA loan, Real estate investor and Jumbo loan and 5 more (a lender program, not confirmed as their own focus). Earliest state license record: July 31, 2023 (Florida), per state regulator. Last verified 2026-10-24. ## Quick answers ### Is Bobby licensed in Florida? Yes. Florida regulator records list license LO121884 as active, first effective July 31, 2023 (verified 2026-10-15). LenDb has 14 other states on file for Bobby. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip. ### What lender does Bobby work for? Trident Home Loans, company NMLS 65716, per the lender's own site (verified 2026-10-15). Source: https://tridenthomeloans.com/bobby-baker/. ### How long has Bobby been licensed? The earliest state license record LenDb holds for Bobby is from July 31, 2023 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip. ## At a glance - Earliest state license record: July 31, 2023 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Also licensed as (state regulator records, same NMLS ID): Bobby J. Baker (CA, CO, FL, LA, MO, PA, TX, as of 2026-10-22) - Licensed in: Florida (FL, confirmed), Colorado (CO, confirmed), Pennsylvania (PA, confirmed), Texas (TX, confirmed), Missouri (MO, confirmed), Louisiana (LA, confirmed), Alabama (AL, lender_reported), California (CA DFPI, confirmed), Georgia (GA, lender_reported), Michigan (MI, lender_reported), Mississippi (MS, lender_reported), North Carolina (NC, lender_reported), Ohio (OH, lender_reported), Tennessee (TN, lender_reported), Washington (WA, lender_reported) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - None on file yet. ### Their lender offers (lender level: Trident Home Loans's programs, not confirmed as this person's focus) - **Condo** (`condo`): verified 2026-10-15. Source: https://tridenthomeloans.com - **Construction loan** (`construction`): verified 2026-10-15. Source: https://tridenthomeloans.com - **FHA loan** (`fha`): verified 2026-10-15. Source: https://tridenthomeloans.com - **Real estate investor** (`investor`): verified 2026-10-15. Source: https://tridenthomeloans.com - **Jumbo loan** (`jumbo`): verified 2026-10-15. Source: https://tridenthomeloans.com - **Low credit score** (`low-credit`): verified 2026-10-15. Source: https://tridenthomeloans.com - **Renovation loan (203k / HomeStyle)** (`renovation`): verified 2026-10-15. Source: https://tridenthomeloans.com - **USDA loan** (`usda`): verified 2026-10-15. Source: https://tridenthomeloans.com - **VA loan** (`va`): verified 2026-10-15. Source: https://tridenthomeloans.com - **Vacation home** (`vacation-home`): verified 2026-10-15. Source: https://tridenthomeloans.com ## About Bobby Baker is a former military pilot and West Point graduate who now works as a mortgage loan originator. They bring military leadership and an engineering background to home financing. Source: LenDb summary of the lender page, verified 2026-10-15. ## Facts from the lender page and intro - education: BS in Electrical Engineering, US Military Academy at West Point. Source: https://tridenthomeloans.com/bobby-baker/, verified 2026-10-15. - role: Commanding Officer of NAS Key West (former military role). Source: https://tridenthomeloans.com/bobby-baker/, verified 2026-10-15. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | FL | Florida regulator | state_license | LO121884 | active | confirmed | 2023-07-31 | state_regulator | 2026-10-15 | | CO | Colorado regulator | state_license | 100544737 | active | confirmed | 2026-03-11 | state_regulator | 2026-10-16 | | PA | Pennsylvania regulator | state_license | 121960 | active | confirmed | | state_regulator | 2026-10-16 | | TX | Texas regulator | state_license | n/a | active | confirmed | 2023-12-08 | state_regulator | 2026-10-13 | | MO | Missouri regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-19 | | LA | Louisiana regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-15 | | AL | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI2498573 | active | confirmed | 2025-02-24 | state_regulator | 2026-10-24 | | GA | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | MI | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | MS | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | NC | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | OH | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | TN | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | WA | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | ## Employment history - ? to present: Trident Home Loans (NMLS 65716). Source: https://tridenthomeloans.com/bobby-baker/, verified 2026-10-15. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2498573 ## Contact - View profile at Trident Home Loans: https://tridenthomeloans.com/bobby-baker/ - Email on file: shown at https://lendb.ai/lo/bobby-baker-2498573#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2498573 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip - state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=350751&contact=585690 - state_regulator: https://data.pa.gov/d/tyxc-jyug - state_regulator: https://www.sml.texas.gov/ - state_regulator: https://finance.mo.gov/banks-0/bank-licensee-search - state_regulator: https://ofi.la.gov/non-depository/residential-mortgage-lending/originators-by-lender/ - lender_site: https://tridenthomeloans.com/bobby-baker/ - state_regulator: https://dfpi.ca.gov/ - lender_site (lender programs): https://tridenthomeloans.com Cite as: Bobby Baker (NMLS 2498573), Trident Home Loans. LenDb.ai, https://lendb.ai/lo/bobby-baker-2498573, last verified 2026-10-24. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._