---
canonical_url: https://lendb.ai/lo/bobby-bradley-68470
json_url: https://lendb.ai/lo/bobby-bradley-68470.json
nmls_id: 68470
last_verified: 2026-10-09
---

# Bobby Bradley

Mortgage Banker Market Specialist at First Citizens Bank, Winston-Salem, NC. NMLS ID 68470 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/68470)).

**Summary:** Bobby Bradley (NMLS 68470) is Mortgage Banker Market Specialist at First Citizens Bank, based in Winston-Salem, NC. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: USDA loan, Down payment assistance, Renovation loan (203k / HomeStyle), Construction loan and FHA loan. States 32 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Years experience (stated by the LO): 32 (source: https://bankers.firstcitizens.com/mortgage/nc/winston-salem/bobby-bradley, verified 2026-10-09)
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **USDA loan** (`usda`): lender page, confidence 0.39, verified 2026-10-09. Source: https://bankers.firstcitizens.com/mortgage/nc/winston-salem/bobby-bradley
- **Down payment assistance** (`down-payment-assistance`): lender page, confidence 0.36, verified 2026-10-09. Source: https://bankers.firstcitizens.com/mortgage/nc/winston-salem/bobby-bradley
- **Renovation loan (203k / HomeStyle)** (`renovation`): lender page, confidence 0.21, verified 2026-10-09. Source: https://bankers.firstcitizens.com/mortgage/nc/winston-salem/bobby-bradley
- **Construction loan** (`construction`): lender page, confidence 0.16, verified 2026-10-09. Source: https://bankers.firstcitizens.com/mortgage/nc/winston-salem/bobby-bradley
- **FHA loan** (`fha`): lender page, confidence 0.10, verified 2026-10-09. Source: https://bankers.firstcitizens.com/mortgage/nc/winston-salem/bobby-bradley
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://bankers.firstcitizens.com/mortgage/nc/winston-salem/bobby-bradley
- **Jumbo loan** (`jumbo`): lender page, confidence 0.10, verified 2026-10-09. Source: https://bankers.firstcitizens.com/mortgage/nc/winston-salem/bobby-bradley
- **Physician and medical professional** (`physician`): lender page, confidence 0.10, verified 2026-10-09. Source: https://bankers.firstcitizens.com/mortgage/nc/winston-salem/bobby-bradley
- **Self-employed** (`self-employed`): lender page, confidence 0.10, verified 2026-10-09. Source: https://bankers.firstcitizens.com/mortgage/nc/winston-salem/bobby-bradley
- **VA loan** (`va`): lender page, confidence 0.10, verified 2026-10-09. Source: https://bankers.firstcitizens.com/mortgage/nc/winston-salem/bobby-bradley
- **Vacation home** (`vacation-home`): lender page, confidence 0.10, verified 2026-10-09. Source: https://bankers.firstcitizens.com/mortgage/nc/winston-salem/bobby-bradley

## About

Bobby brings over 32 years of experience in residential lending, concentrating on helping first-time homebuyers achieve homeownership. He has held various roles in processing, business development, operations, and management.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 32. Source: https://bankers.firstcitizens.com/mortgage/nc/winston-salem/bobby-bradley, verified 2026-10-09.
- role: Sales Supervisor of CRA mortgage department. Source: https://bankers.firstcitizens.com/mortgage/nc/winston-salem/bobby-bradley, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: First Citizens Bank (NMLS 503941), Winston-Salem, NC. Source: https://bankers.firstcitizens.com/mortgage/nc/winston-salem/bobby-bradley, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/68470

## Contact

- View profile at First Citizens Bank: https://bankers.firstcitizens.com/mortgage/nc/winston-salem/bobby-bradley
- Office phone and Email on file: shown at https://lendb.ai/lo/bobby-bradley-68470#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/68470
- lender_site: https://bankers.firstcitizens.com/mortgage/nc/winston-salem/bobby-bradley

Cite as: Bobby Bradley (NMLS 68470), First Citizens Bank. LenDb.ai, https://lendb.ai/lo/bobby-bradley-68470, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._