---
canonical_url: https://lendb.ai/lo/brad-ellett-1634528
json_url: https://lendb.ai/lo/brad-ellett-1634528.json
nmls_id: 1634528
last_verified: 2026-10-09
---

# Brad Ellett

VP | Branch Manager at Ruoff Mortgage, La Porte, IN. NMLS ID 1634528 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1634528)).

**Summary:** Brad Ellett (NMLS 1634528) is VP | Branch Manager at Ruoff Mortgage, based in La Porte, IN. Licensed in Florida, confirmed with the state regulator (license LO132141). Also lists Illinois, Indiana and Michigan on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer and VA loan. Licensed since 2024 (per Florida records). States 9 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since 2024 (per Florida records). This is license history on file, not total experience.
- Years experience (stated by the LO): 9 (source: https://www.ruoff.com/BradEllett, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed), Illinois (IL, lender_reported), Indiana (IN, lender_reported), Michigan (MI, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.ruoff.com/BradEllett
- **VA loan** (`va`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.ruoff.com/BradEllett

## About

Brad is a VP Branch Manager with 9+ years of mortgage and finance experience, specializing in first-time homebuyers, veterans, move-up buyers, and homeowners across Northwest Indiana and Southwest Michigan.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 9. Source: https://www.ruoff.com/BradEllett, verified 2026-10-09.
- service_area: La Porte, Michigan City, South Bend, Northwest Indiana and Southwest Michigan. Source: https://www.ruoff.com/BradEllett, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO132141 | active | confirmed | 2024-10-01 | state_regulator | 2026-10-09 |
| IL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| IN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MI | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Ruoff Mortgage (NMLS 141868), La Porte, IN. Source: https://www.ruoff.com/BradEllett, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1634528

## Contact

- linkedin_url: https://www.linkedin.com/in/brad-ellett-homeloans/ (source: lender_site, verified 2026-10-09)
- View profile at Ruoff Mortgage: https://www.ruoff.com/BradEllett

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1634528
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.ruoff.com/BradEllett

Cite as: Brad Ellett (NMLS 1634528), Ruoff Mortgage. LenDb.ai, https://lendb.ai/lo/brad-ellett-1634528, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._