---
canonical_url: https://lendb.ai/lo/brad-lidtke-452488
json_url: https://lendb.ai/lo/brad-lidtke-452488.json
nmls_id: 452488
last_verified: 2026-10-16
---

# Brad Lidtke

Senior Mortgage Loan Officer at Bell Bank, Blaine, MN. NMLS ID 452488 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/452488)).

Brad Lidtke (NMLS 452488) is a Senior Mortgage Loan Officer at Bell Bank in Blaine, Minnesota. Brad's own profile lists physician and medical professional, real estate investor and vacation home as a focus.

**Summary:** Brad Lidtke (NMLS 452488) is Senior Mortgage Loan Officer at Bell Bank, based in Blaine, MN. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Physician and medical professional, Real estate investor, Vacation home, FHA loan and USDA loan. Last verified 2026-10-16.

## Quick answers

### Is Brad licensed?

Brad works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access. Source: employer type in LenDb's lender registry.

### Does Brad list physician and medical professional as a focus?

Brad's profile lists physician and medical professional as a focus (from their lender profile page). It also lists real estate investor, vacation home and FHA loan. Source: https://bell.bank/mortgage/loan-officer/bradlidtke.

### What lender does Brad work for?

Bell Bank, company NMLS 419538, from the Blaine, MN office, per the lender's own site (verified 2026-10-16). Source: https://bell.bank/mortgage/loan-officer/bradlidtke.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **Physician and medical professional** (`physician`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/bradlidtke
- **Real estate investor** (`investor`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/bradlidtke
- **Vacation home** (`vacation-home`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/bradlidtke
- **FHA loan** (`fha`): from their lender profile page, confidence 0.69, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/bradlidtke
- **USDA loan** (`usda`): from their lender profile page, confidence 0.69, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/bradlidtke
- **VA loan** (`va`): from their lender profile page, confidence 0.69, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/bradlidtke

## Facts from the lender page and intro

- years_experience: since 1992. Source: https://bell.bank/mortgage/loan-officer/bradlidtke, verified 2026-10-16.
- credential: Five-start Professional. Source: https://bell.bank/mortgage/loan-officer/bradlidtke, verified 2026-10-16.
- credential: Super Mortgage Professional. Source: https://bell.bank/mortgage/loan-officer/bradlidtke, verified 2026-10-16.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Bell Bank (NMLS 419538), Blaine, MN. Source: https://bell.bank/mortgage/loan-officer/bradlidtke, verified 2026-10-16.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/452488

## Contact

- linkedin_url: https://www.linkedin.com/in/brad-lidtke-697a6347/ (source: lender_site, verified 2026-10-16)
- View profile at Bell Bank: https://bell.bank/mortgage/loan-officer/bradlidtke
- Office phone and Email on file: shown at https://lendb.ai/lo/brad-lidtke-452488#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/452488
- lender_site: https://bell.bank/mortgage/loan-officer/bradlidtke

Cite as: Brad Lidtke (NMLS 452488), Bell Bank. LenDb.ai, https://lendb.ai/lo/brad-lidtke-452488, last verified 2026-10-16.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._