{
  "canonical_url": "https://lendb.ai/lo/brad-livingston-89442",
  "loan_officer": {
    "nmls_id": 89442,
    "slug": "brad-livingston-89442",
    "canonical_url": "https://lendb.ai/lo/brad-livingston-89442",
    "md_url": "https://lendb.ai/lo/brad-livingston-89442.md",
    "json_url": "https://lendb.ai/lo/brad-livingston-89442.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/89442",
    "full_name": {
      "value": "Brad Livingston",
      "source": "lender_site",
      "source_url": "https://rwmloans.com/brad-livingston/",
      "verified_at": "2026-10-15"
    },
    "first_name": "Brad",
    "last_name": "Livingston",
    "headshot_url": {
      "value": "https://cdn-ilebaef.nitrocdn.com/KznfgKlEaoPXvUFWHSKdtXdmEnoHWIhN/assets/images/optimized/rev-73dd66d/rwmloans.com/wp-content/uploads/2026/04/Brad-Livingston-WBG-500x500-2.webp",
      "source": "lender_site",
      "source_url": "https://rwmloans.com/brad-livingston/",
      "verified_at": "2026-10-15"
    },
    "bio": {
      "value": "Brad Livingston founded RWM Home Loans in 1994 and serves as President, overseeing strategy, operations, credit risk and capital markets. They also serve on the California MBA board and support foster youth through Just In Time.",
      "source": "lender_site",
      "source_url": "https://rwmloans.com/brad-livingston/",
      "verified_at": "2026-10-15"
    },
    "title": {
      "value": "President/Owner",
      "source": "lender_site",
      "source_url": "https://rwmloans.com/brad-livingston/",
      "verified_at": "2026-10-15"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://rwmloans.com/brad-livingston/",
      "verified_at": "2026-10-15"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 70,
    "current_employment": {
      "lender_nmls_id": 79445,
      "lender_name": "Residential Wholesale Mortgage, Inc.",
      "lender_slug": "residential-wholesale-mortgage-inc-79445",
      "branch_city": "San Diego",
      "branch_state": "CA",
      "branch_zip": "92130",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://rwmloans.com/brad-livingston/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://rwmloans.com/brad-livingston/",
      "verified_at": "2026-10-15"
    },
    "employment_history": [
      {
        "lender_nmls_id": 79445,
        "lender_name": "Residential Wholesale Mortgage, Inc.",
        "lender_slug": "residential-wholesale-mortgage-inc-79445",
        "branch_city": "San Diego",
        "branch_state": "CA",
        "branch_zip": "92130",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://rwmloans.com/brad-livingston/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://rwmloans.com/brad-livingston/",
        "verified_at": "2026-10-15"
      }
    ],
    "licenses": [
      {
        "state": "CA",
        "license_type": "state_license",
        "license_number": "00936592",
        "status": "active",
        "issued_at": null,
        "source": "state_regulator",
        "source_url": "https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html",
        "verified_at": "2026-10-15",
        "confidence": "confirmed"
      }
    ],
    "specialties": [],
    "lender_offers": [],
    "employer_program_approvals": [
      {
        "program": "fha",
        "source": "HUD",
        "as_of": "2026-08",
        "source_url": "https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "role",
        "value": "founder of RWM Home Loans",
        "source": "lender_site",
        "source_url": "https://rwmloans.com/brad-livingston/",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "education",
        "value": "Bachelor of Arts in Business/Economics, UCLA",
        "source": "lender_site",
        "source_url": "https://rwmloans.com/brad-livingston/",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "credential",
        "value": "Licensed MLO, Real Estate Agent and General Contractor",
        "source": "lender_site",
        "source_url": "https://rwmloans.com/brad-livingston/",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "community",
        "value": "Community Mortgage Lenders Association Board",
        "source": "lender_site",
        "source_url": "https://rwmloans.com/brad-livingston/",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "community",
        "value": "BRAINtrust Member of Just In Time Board (foster youth community)",
        "source": "lender_site",
        "source_url": "https://rwmloans.com/brad-livingston/",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "community",
        "value": "Board of Directors for California MBA",
        "source": "lender_site",
        "source_url": "https://rwmloans.com/brad-livingston/",
        "verified_at": "2026-10-15"
      }
    ],
    "last_verified_at": "2026-10-15",
    "updated_at": "2026-10-15 17:38:35.018551+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/brad-livingston-89442#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://rwmloans.com/brad-livingston/",
      "verified_at": "2026-10-15"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": null
  }
}