---
canonical_url: https://lendb.ai/lo/bradley-zerbe-161236
json_url: https://lendb.ai/lo/bradley-zerbe-161236.json
nmls_id: 161236
last_verified: 2026-10-09
---

# Brad Zerbe

Sales Manager at NFM Lending, Haddonfield, NJ. NMLS ID 161236 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/161236)).

**Summary:** Brad Zerbe (NMLS 161236) is Sales Manager at NFM Lending, based in Haddonfield, NJ. Licensed in Florida, confirmed with the state regulator (license LO138398). Also lists Delaware, Maryland, New Jersey, Pennsylvania, South Carolina and Virginia on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Construction loan, FHA loan, Renovation loan (203k / HomeStyle), USDA loan and VA loan. Licensed since 2025 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2025 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), Delaware (DE, lender_reported), Maryland (MD, lender_reported), New Jersey (NJ, lender_reported), Pennsylvania (PA, lender_reported), South Carolina (SC, lender_reported), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Construction loan** (`construction`): lender page, confidence 0.90, verified 2026-10-09. Source: https://nfmlending.com/loanoriginator/brad-zerbe/
- **FHA loan** (`fha`): lender page, confidence 0.90, verified 2026-10-09. Source: https://nfmlending.com/loanoriginator/brad-zerbe/
- **Renovation loan (203k / HomeStyle)** (`renovation`): lender page, confidence 0.90, verified 2026-10-09. Source: https://nfmlending.com/loanoriginator/brad-zerbe/
- **USDA loan** (`usda`): lender page, confidence 0.90, verified 2026-10-09. Source: https://nfmlending.com/loanoriginator/brad-zerbe/
- **VA loan** (`va`): lender page, confidence 0.90, verified 2026-10-09. Source: https://nfmlending.com/loanoriginator/brad-zerbe/

## About

In the mortgage industry since 1996, Brad originates Conventional, FHA, VA, USDA, Renovation, and Construction-to-Permanent loans. A former corporate trainer, he is committed to guiding clients through the mortgage process.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: since 1996. Source: https://nfmlending.com/loanoriginator/brad-zerbe/, verified 2026-10-09.
- role: former corporate trainer. Source: https://nfmlending.com/loanoriginator/brad-zerbe/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO138398 | active | confirmed | 2025-05-28 | state_regulator | 2026-10-09 |
| DE | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MD | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NJ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| PA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| SC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: NFM Lending (NMLS 2893), Haddonfield, NJ. Source: https://nfmlending.com/loanoriginator/brad-zerbe/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/161236

## Contact

- View profile at NFM Lending: https://nfmlending.com/loanoriginator/brad-zerbe/
- Office phone and Email on file: shown at https://lendb.ai/lo/bradley-zerbe-161236#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/161236
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- lender_site: https://nfmlending.com/loanoriginator/brad-zerbe/

Cite as: Brad Zerbe (NMLS 161236), NFM Lending. LenDb.ai, https://lendb.ai/lo/bradley-zerbe-161236, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._