--- canonical_url: https://lendb.ai/lo/brandi-yates-wojtiuk-396575 json_url: https://lendb.ai/lo/brandi-yates-wojtiuk-396575.json nmls_id: 396575 last_verified: 2026-10-28 --- # Brandi Yates-Wojtiuk Loan Officer at Ladera Lending, Inc., Lake Forest, CA. NMLS ID 396575 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/396575)). Based in Lake Forest, California, Brandi Yates-Wojtiuk (NMLS 396575) is a Loan Officer at Ladera Lending, Inc., licensed in California since 2020 and in Florida, Pennsylvania, Massachusetts and 2 more states. Brandi's focus, from their own profile, includes 2 to 4 unit property, and Brandi works at an FHA-approved lender, per HUD. **Summary:** Brandi Yates-Wojtiuk (NMLS 396575) is Loan Officer at Ladera Lending, Inc., based in Lake Forest, CA. Licensed in 6 states confirmed with state regulators: Florida, Pennsylvania, California, Massachusetts, Maryland and Illinois. Focus areas shown on the lender page: 2 to 4 unit property. Earliest state license record: November 29, 2020 (California), per state regulator. Last verified 2026-10-28. ## Quick answers ### Is Brandi licensed in California? Yes. California regulator records list license CA-DFPI396575 as active, first effective November 29, 2020 (verified 2026-10-24). LenDb has 5 other states on file for Brandi. Source: https://dfpi.ca.gov/. ### Does Brandi work on 2 to 4 unit property loans? Brandi's profile lists 2 to 4 unit property as a focus (from their lender profile page). Source: https://laderalending.com/team-member/brandi-yates-wojtiuk/. ### What lender does Brandi work for, and is it FHA-approved? Ladera Lending, Inc., company NMLS 835555, from the Lake Forest, CA office, per the lender's own site (verified 2026-10-15). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026). Source: https://laderalending.com/team-member/brandi-yates-wojtiuk/. ### How long has Brandi been licensed? The earliest state license record LenDb holds for Brandi is from November 29, 2020 (California regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://dfpi.ca.gov/. ## At a glance - Earliest state license record: November 29, 2020 (California), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Also licensed as (state regulator records, same NMLS ID): Brandi S. Yates-Wojtiuk (CA, FL, MA, MD, PA, as of 2026-10-26) - Licensed in: Florida (FL, confirmed), Pennsylvania (PA, confirmed), California (CA DFPI, confirmed), Massachusetts (MA, confirmed), Maryland (MD, confirmed), Illinois (IL, confirmed) - Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - **2 to 4 unit property** (`multi-family-2-4`): from their lender profile page, confidence 0.90, verified 2026-10-21. Source: https://laderalending.com/team-member/brandi-yates-wojtiuk/ ## Facts from the lender page and intro - years_experience: more than 20. Source: https://laderalending.com/team-member/brandi-yates-wojtiuk/, verified 2026-10-15. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | FL | Florida regulator | state_license | LO136868 | active | confirmed | 2025-04-04 | state_regulator | 2026-10-15 | | PA | Pennsylvania regulator | state_license | 113603 | active | confirmed | | state_regulator | 2026-10-16 | | CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI396575 | active | confirmed | 2020-11-29 | state_regulator | 2026-10-24 | | MA | Massachusetts regulator | state_license | MLO396575 | active | confirmed | | state_regulator | 2026-10-26 | | MD | Maryland regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-26 | | IL | Illinois regulator | state_license | 31.0092803 | active | confirmed | 2025-12-31 | state_regulator | 2026-10-28 | ## Employment history - ? to present: Ladera Lending, Inc. (NMLS 835555), Lake Forest, CA. Source: https://laderalending.com/team-member/brandi-yates-wojtiuk/, verified 2026-10-15. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/396575 ## Contact - View profile at Ladera Lending, Inc.: https://laderalending.com/team-member/brandi-yates-wojtiuk/ - Office phone and Email on file: shown at https://lendb.ai/lo/brandi-yates-wojtiuk-396575#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/396575 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip - state_regulator: https://data.pa.gov/d/tyxc-jyug - state_regulator: https://dfpi.ca.gov/ - state_regulator: https://www.mass.gov/lists/download-a-list-of-approved-licensees - state_regulator: https://www.labor.maryland.gov/finance/ - state_regulator: https://idfpr.illinois.gov/banks/resfin.html - lender_site: https://laderalending.com/team-member/brandi-yates-wojtiuk/ - HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot Cite as: Brandi Yates-Wojtiuk (NMLS 396575), Ladera Lending, Inc.. LenDb.ai, https://lendb.ai/lo/brandi-yates-wojtiuk-396575, last verified 2026-10-28. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._