---
canonical_url: https://lendb.ai/lo/brandon-lay-985992
json_url: https://lendb.ai/lo/brandon-lay-985992.json
nmls_id: 985992
last_verified: 2026-10-09
---

# Brandon Lay

Originating Branch Manager at CrossCountry Mortgage, Hilliard, OH. NMLS ID 985992 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/985992)).

**Summary:** Brandon Lay (NMLS 985992) is Originating Branch Manager at CrossCountry Mortgage, based in Hilliard, OH. Licensed in 2 states: Florida and Ohio. Focus areas shown on the lender page: FHA loan and First-time buyer. 11 years licensed. Last verified 2026-10-09.

## At a glance

- Years licensed: 11
- Licensed in: Florida (FL), Ohio (OH)
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **FHA loan** (`fha`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/hilliard-oh-2144/brandon-lay/
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/hilliard-oh-2144/brandon-lay/

## About

Brandon is a branch manager and former college athlete at University of Rio Grande, raised in Grove City and now serving the Hilliard area. A Scotsman Guide Top Originator, he offers conventional, jumbo, FHA, and VA loans.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- education: University of Rio Grande. Source: https://crosscountrymortgage.com/hilliard-oh-2144/brandon-lay/, verified 2026-10-09.
- credential: Scotsman Guide Top Originator. Source: https://crosscountrymortgage.com/hilliard-oh-2144/brandon-lay/, verified 2026-10-09.
- service_area: Hilliard and Grove City area. Source: https://crosscountrymortgage.com/hilliard-oh-2144/brandon-lay/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Issued | Source | Verified |
|---|---|---|---|---|---|---|
| FL | state_license | LO30900 | active | 2015-07-28 | state_regulator | 2026-10-09 |
| OH | state_license | n/a | listed_on_lender_site |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Hilliard, OH. Source: https://crosscountrymortgage.com/hilliard-oh-2144/brandon-lay/, verified 2026-10-09.

## Disciplinary actions

None on record at LenDb (regulator orders are not loaded yet; check NMLS Consumer Access).

## Contact

- linkedin_url: https://www.linkedin.com/in/brandon-lay-63387049/ (source: lender_site, verified 2026-10-09)
- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/hilliard-oh-2144/brandon-lay/
- Office phone and Email on file: shown at https://lendb.ai/lo/brandon-lay-985992#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/985992
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://crosscountrymortgage.com/hilliard-oh-2144/brandon-lay/

Cite as: Brandon Lay (NMLS 985992), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/brandon-lay-985992, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._