{
  "canonical_url": "https://lendb.ai/lo/brandon-pratt-46922",
  "loan_officer": {
    "nmls_id": 46922,
    "slug": "brandon-pratt-46922",
    "canonical_url": "https://lendb.ai/lo/brandon-pratt-46922",
    "md_url": "https://lendb.ai/lo/brandon-pratt-46922.md",
    "json_url": "https://lendb.ai/lo/brandon-pratt-46922.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/46922",
    "full_name": {
      "value": "Brandon Pratt",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/beverly-ma-4805/brandon-pratt/",
      "verified_at": "2026-10-09"
    },
    "first_name": "Brandon",
    "last_name": "Pratt",
    "headshot_url": {
      "value": "https://thevault.ccm.com/asset/8a7102bc-8390-4336-bc77-a9a85e9d7429/Website/4812_Pratt_46922.jpg",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/beverly-ma-4805/brandon-pratt/",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Over 25 years in mortgage and real estate industry. Leads The Pratt Mortgage Team at CrossCountry Mortgage.",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/beverly-ma-4805/brandon-pratt/",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "VP of Mortgage Lending / Loan Originator",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/beverly-ma-4805/brandon-pratt/",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/beverly-ma-4805/brandon-pratt/",
      "verified_at": "2026-10-09"
    },
    "years_licensed": 4,
    "years_experience": {
      "value": 25,
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/beverly-ma-4805/brandon-pratt/",
      "verified_at": "2026-10-09"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 95,
    "current_employment": {
      "lender_nmls_id": 3029,
      "lender_name": "CrossCountry Mortgage",
      "lender_slug": "crosscountry-mortgage-3029",
      "branch_city": "Beverly",
      "branch_state": "MA",
      "branch_zip": "01915",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://crosscountrymortgage.com/beverly-ma-4805/brandon-pratt/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/beverly-ma-4805/brandon-pratt/",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 3029,
        "lender_name": "CrossCountry Mortgage",
        "lender_slug": "crosscountry-mortgage-3029",
        "branch_city": "Beverly",
        "branch_state": "MA",
        "branch_zip": "01915",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://crosscountrymortgage.com/beverly-ma-4805/brandon-pratt/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/beverly-ma-4805/brandon-pratt/",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO105717",
        "status": "active",
        "issued_at": "2022-04-11",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip",
        "verified_at": "2026-10-09"
      },
      {
        "state": "MA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/beverly-ma-4805/brandon-pratt/",
        "verified_at": "2026-10-09"
      },
      {
        "state": "ME",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/beverly-ma-4805/brandon-pratt/",
        "verified_at": "2026-10-09"
      },
      {
        "state": "NH",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/beverly-ma-4805/brandon-pratt/",
        "verified_at": "2026-10-09"
      },
      {
        "state": "SC",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/beverly-ma-4805/brandon-pratt/",
        "verified_at": "2026-10-09"
      },
      {
        "state": "TX",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/beverly-ma-4805/brandon-pratt/",
        "verified_at": "2026-10-09"
      }
    ],
    "specialties": [
      {
        "slug": "fha",
        "label": "FHA loan",
        "evidence": "lender_page_text",
        "confidence": 0.1,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/beverly-ma-4805/brandon-pratt/",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "first-time-buyer",
        "label": "First-time buyer",
        "evidence": "lender_page_text",
        "confidence": 0.1,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/beverly-ma-4805/brandon-pratt/",
        "verified_at": "2026-10-09"
      }
    ],
    "contacts": [
      {
        "kind": "linkedin_url",
        "value": "https://www.linkedin.com/in/brandon-pratt-ab71106/",
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/beverly-ma-4805/brandon-pratt/",
        "verified_at": "2026-10-09"
      }
    ],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "25",
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/beverly-ma-4805/brandon-pratt/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "role",
        "value": "Leads The Pratt Mortgage Team",
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/beverly-ma-4805/brandon-pratt/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "service_area",
        "value": "Massachusetts, New Hampshire, Maine, Florida, South Carolina, and Texas",
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/beverly-ma-4805/brandon-pratt/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "community",
        "value": "Serves on the Board of Directors for The Open Door Food Pantry and as a partner with the Salute to Military Golf Association (SMGA)",
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/beverly-ma-4805/brandon-pratt/",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-09 12:53:53.757921+00",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/brandon-pratt-46922#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/beverly-ma-4805/brandon-pratt/",
      "verified_at": "2026-10-09"
    }
  }
}