{
  "canonical_url": "https://lendb.ai/lo/brandon-reinarts-769600",
  "lede": {
    "text": "Based in New Ulm, Minnesota, Brandon Reinarts (NMLS 769600) is a mortgage loan officer at Frandsen Bank & Trust. Brandon's focus, from their own profile, includes physician and medical professional, new construction and refinance.",
    "fields": [
      "full_name",
      "nmls_id",
      "current_employment",
      "specialties"
    ]
  },
  "quick_answers": [
    {
      "q": "Is Brandon licensed?",
      "a": "Brandon works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access.",
      "fields": [
        "federal_registration",
        "current_employment"
      ],
      "source": "employer type in LenDb's lender registry",
      "source_url": null,
      "verified_at": "2026-10-16"
    },
    {
      "q": "Does Brandon list physician and medical professional as a focus?",
      "a": "Brandon's profile lists physician and medical professional as a focus (from their lender profile page). It also lists new construction and refinance.",
      "fields": [
        "specialties"
      ],
      "source": "lender page",
      "source_url": "https://www.frandsenbank.com/professionals/brandon-reinarts",
      "verified_at": "2026-10-26"
    },
    {
      "q": "What lender does Brandon work for?",
      "a": "Frandsen Bank & Trust, company NMLS 718070, from the New Ulm, MN office, per the lender's own site (verified 2026-10-16).",
      "fields": [
        "current_employment"
      ],
      "source": "lender site",
      "source_url": "https://www.frandsenbank.com/professionals/brandon-reinarts",
      "verified_at": "2026-10-16"
    },
    {
      "q": "How much experience does Brandon have?",
      "a": "Brandon states 18 years of experience.",
      "fields": [
        "years_experience"
      ],
      "source": "the loan officer's own statement",
      "source_url": "https://www.frandsenbank.com/professionals/brandon-reinarts",
      "verified_at": "2026-10-16"
    }
  ],
  "field_notes": {
    "languages": "Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it."
  },
  "loan_officer": {
    "nmls_id": 769600,
    "slug": "brandon-reinarts-769600",
    "canonical_url": "https://lendb.ai/lo/brandon-reinarts-769600",
    "md_url": "https://lendb.ai/lo/brandon-reinarts-769600.md",
    "json_url": "https://lendb.ai/lo/brandon-reinarts-769600.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/769600",
    "full_name": {
      "value": "Brandon Reinarts",
      "source": "lender_site",
      "source_url": "https://www.frandsenbank.com/professionals/brandon-reinarts",
      "verified_at": "2026-10-16"
    },
    "first_name": "Brandon",
    "last_name": "Reinarts",
    "headshot_url": {
      "value": "https://www.frandsenbank.com/contentful/images/rk3hwr69vz0r/5dGZjLzVD8g0mWxQBvltEp/62a820ed24f9d11d6f1c628d6e230488/Brandon_Reinarts..jpg",
      "source": "lender_site",
      "source_url": "https://www.frandsenbank.com/professionals/brandon-reinarts",
      "verified_at": "2026-10-16"
    },
    "bio": {
      "value": "Brandon Reinarts is a Senior Vice President and Mortgage Banking Officer with more than 18 years in the mortgage industry. They say they have helped borrowers across Minnesota and Wisconsin and specialize in physician loans. Their profile lists New Construction, Refinancing, Home Mortgages, Commercial Real Estate and Business Banking as specialties.",
      "source": "lender_site",
      "source_url": "https://www.frandsenbank.com/professionals/brandon-reinarts",
      "verified_at": "2026-10-16"
    },
    "title": {
      "value": "Senior Vice President, Mortgage Banking Officer",
      "source": "lender_site",
      "source_url": "https://www.frandsenbank.com/professionals/brandon-reinarts",
      "verified_at": "2026-10-16"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.frandsenbank.com/professionals/brandon-reinarts",
      "verified_at": "2026-10-16"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 18,
      "source": "lender_site",
      "source_url": "https://www.frandsenbank.com/professionals/brandon-reinarts",
      "verified_at": "2026-10-16"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 80,
    "current_employment": {
      "lender_nmls_id": 718070,
      "lender_name": "Frandsen Bank & Trust",
      "lender_slug": "frandsen-bank-trust-718070",
      "branch_city": "New Ulm",
      "branch_state": "MN",
      "branch_zip": "56073",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.frandsenbank.com/professionals/brandon-reinarts",
      "lender_type": "bank",
      "source": "lender_site",
      "source_url": "https://www.frandsenbank.com/professionals/brandon-reinarts",
      "verified_at": "2026-10-16"
    },
    "employment_history": [
      {
        "lender_nmls_id": 718070,
        "lender_name": "Frandsen Bank & Trust",
        "lender_slug": "frandsen-bank-trust-718070",
        "branch_city": "New Ulm",
        "branch_state": "MN",
        "branch_zip": "56073",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.frandsenbank.com/professionals/brandon-reinarts",
        "lender_type": "bank",
        "source": "lender_site",
        "source_url": "https://www.frandsenbank.com/professionals/brandon-reinarts",
        "verified_at": "2026-10-16"
      }
    ],
    "licenses": [],
    "specialties": [
      {
        "slug": "physician",
        "label": "Physician and medical professional",
        "evidence": "lender_page_text",
        "confidence": 0.9,
        "source": "lender_site",
        "source_url": "https://www.frandsenbank.com/professionals/brandon-reinarts",
        "verified_at": "2026-10-26"
      },
      {
        "slug": "new-construction",
        "label": "New construction",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://www.frandsenbank.com/professionals/brandon-reinarts",
        "verified_at": "2026-10-26"
      },
      {
        "slug": "refinance",
        "label": "Refinance",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://www.frandsenbank.com/professionals/brandon-reinarts",
        "verified_at": "2026-10-26"
      }
    ],
    "lender_offers": [
      {
        "slug": "vacation-home",
        "label": "Vacation home",
        "lender_nmls_id": 718070,
        "lender_name": "Frandsen Bank & Trust",
        "source": "lender_site",
        "source_url": "https://www.frandsenbank.com/",
        "verified_at": "2026-10-16"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "18",
        "source": "lender_site",
        "source_url": "https://www.frandsenbank.com/professionals/brandon-reinarts",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "service_area",
        "value": "Minnesota and Wisconsin",
        "source": "lender_site",
        "source_url": "https://www.frandsenbank.com/professionals/brandon-reinarts",
        "verified_at": "2026-10-16"
      }
    ],
    "last_verified_at": "2026-10-16",
    "updated_at": "2026-10-21 19:45:55.427887+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office"
      ],
      "reveal_url": "https://lendb.ai/lo/brandon-reinarts-769600#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.frandsenbank.com/professionals/brandon-reinarts",
      "verified_at": "2026-10-16"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": {
      "status": "likely",
      "basis": "employer_type",
      "employer_type": "bank",
      "note": "Federally registered MLOs aren't state-licensed; verify at NMLS"
    }
  }
}