{
  "canonical_url": "https://lendb.ai/lo/brandon-stclair-2056028",
  "lede": {
    "text": "Brandon St. Clair (NMLS 2056028) is an Executive Loan Officer at INDEPENDENCE HOME LOANS LLC, licensed in Nevada since 2021 and in Florida, Texas, Delaware and 5 more states.",
    "fields": [
      "full_name",
      "nmls_id",
      "title",
      "current_employment",
      "licenses",
      "earliest_license_record"
    ]
  },
  "quick_answers": [
    {
      "q": "Is Brandon licensed in Florida?",
      "a": "Yes. Florida regulator records list license LO100268 as active, first effective January 11, 2022 (verified 2026-10-15). LenDb has 8 other states on file for Brandon.",
      "fields": [
        "licenses"
      ],
      "source": "Florida state regulator",
      "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip",
      "verified_at": "2026-10-15"
    },
    {
      "q": "What lender does Brandon work for?",
      "a": "INDEPENDENCE HOME LOANS LLC, company NMLS 2524174, per the lender's own site (verified 2026-10-15).",
      "fields": [
        "current_employment"
      ],
      "source": "lender site",
      "source_url": "https://independencehl.com/brandon-stclair/",
      "verified_at": "2026-10-15"
    },
    {
      "q": "How long has Brandon been licensed?",
      "a": "The earliest state license record LenDb holds for Brandon is from September 20, 2021 (Nevada regulator). That is a record date from the rosters we hold, not proof of continuous licensure.",
      "fields": [
        "earliest_license_record"
      ],
      "source": "Nevada state regulator",
      "source_url": "https://mld.nv.gov/",
      "verified_at": "2026-10-31"
    }
  ],
  "field_notes": {
    "languages": "Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it."
  },
  "loan_officer": {
    "nmls_id": 2056028,
    "slug": "brandon-stclair-2056028",
    "canonical_url": "https://lendb.ai/lo/brandon-stclair-2056028",
    "md_url": "https://lendb.ai/lo/brandon-stclair-2056028.md",
    "json_url": "https://lendb.ai/lo/brandon-stclair-2056028.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2056028",
    "full_name": {
      "value": "Brandon St. Clair",
      "source": "state_regulator",
      "source_url": "https://independencehl.com/brandon-stclair/",
      "verified_at": "2026-10-15"
    },
    "first_name": "Brandon",
    "last_name": "St. Clair",
    "licensed_names": [
      {
        "name": "Brandon StClair",
        "name_with_middle_initial": "Brandon W. StClair",
        "first_name": "Brandon",
        "middle_initial": "W",
        "last_name": "StClair",
        "states": [
          "AR",
          "CA",
          "DE",
          "MD",
          "NV",
          "OR",
          "TX"
        ],
        "source": "state_regulator",
        "as_of": "2026-10-30"
      },
      {
        "name": "Brandon StClair",
        "name_with_middle_initial": null,
        "first_name": "Brandon",
        "middle_initial": null,
        "last_name": "StClair",
        "states": [
          "IL"
        ],
        "source": "state_regulator",
        "as_of": "2026-10-27"
      },
      {
        "name": "Brandon Stclair",
        "name_with_middle_initial": "Brandon W. Stclair",
        "first_name": "Brandon",
        "middle_initial": "W",
        "last_name": "Stclair",
        "states": [
          "FL"
        ],
        "source": "state_regulator",
        "as_of": "2026-10-09"
      }
    ],
    "headshot_url": {
      "value": "https://independencehl.com/wp-content/uploads/2025/05/BrandonSt.ClairWebsite-350x350.png",
      "source": "state_regulator",
      "source_url": "https://independencehl.com/brandon-stclair/",
      "verified_at": "2026-10-15"
    },
    "bio": {
      "value": "Brandon St. Clair has over six years of experience as a mortgage professional. They studied at Fresno City College with an emphasis on finance and client service, and earned Presidents Club honors as a top-producing Loan Officer. Outside of work, they are a competitive tennis player.",
      "source": "state_regulator",
      "source_url": "https://independencehl.com/brandon-stclair/",
      "verified_at": "2026-10-15"
    },
    "title": {
      "value": "Executive Loan Officer",
      "source": "state_regulator",
      "source_url": "https://independencehl.com/brandon-stclair/",
      "verified_at": "2026-10-15"
    },
    "languages": {
      "value": [],
      "source": "state_regulator",
      "source_url": "https://independencehl.com/brandon-stclair/",
      "verified_at": "2026-10-15"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 70,
    "current_employment": {
      "lender_nmls_id": 2524174,
      "lender_name": "INDEPENDENCE HOME LOANS LLC",
      "lender_slug": "independence-home-loans-llc-2524174",
      "branch_city": null,
      "branch_state": null,
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://independencehl.com/brandon-stclair/",
      "lender_type": "imb",
      "source": "state_regulator",
      "source_url": "https://independencehl.com/brandon-stclair/",
      "verified_at": "2026-10-15"
    },
    "employment_history": [
      {
        "lender_nmls_id": 2524174,
        "lender_name": "INDEPENDENCE HOME LOANS LLC",
        "lender_slug": "independence-home-loans-llc-2524174",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://independencehl.com/brandon-stclair/",
        "lender_type": "imb",
        "source": "state_regulator",
        "source_url": "https://independencehl.com/brandon-stclair/",
        "verified_at": "2026-10-15"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO100268",
        "status": "active",
        "issued_at": "2022-01-11",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip",
        "verified_at": "2026-10-15",
        "confidence": "confirmed",
        "regulator": "fl"
      },
      {
        "state": "TX",
        "license_type": "state_license",
        "license_number": null,
        "status": "active",
        "issued_at": "2021-11-18",
        "source": "state_regulator",
        "source_url": "https://www.sml.texas.gov/",
        "verified_at": "2026-10-13",
        "confidence": "confirmed",
        "regulator": "tx"
      },
      {
        "state": "DE",
        "license_type": "state_license",
        "license_number": null,
        "status": "active",
        "issued_at": null,
        "source": "state_regulator",
        "source_url": "https://banking.delaware.gov/delaware-approved-mortgage-loan-originators/",
        "verified_at": "2026-10-30",
        "confidence": "confirmed",
        "regulator": "de"
      },
      {
        "state": "AR",
        "license_type": "state_license",
        "license_number": null,
        "status": "active",
        "issued_at": null,
        "source": "state_regulator",
        "source_url": "https://securities.arkansas.gov/loans/nmls/",
        "verified_at": "2026-10-20",
        "confidence": "confirmed",
        "regulator": "ar"
      },
      {
        "state": "OR",
        "license_type": "state_license",
        "license_number": null,
        "status": "active",
        "issued_at": "2025-12-03",
        "source": "state_regulator",
        "source_url": "https://dfr.oregon.gov/",
        "verified_at": "2026-10-20",
        "confidence": "confirmed",
        "regulator": "or"
      },
      {
        "state": "CA",
        "license_type": "state_license",
        "license_number": "CA-DFPI2056028",
        "status": "active",
        "issued_at": "2021-09-28",
        "source": "state_regulator",
        "source_url": "https://dfpi.ca.gov/",
        "verified_at": "2026-10-24",
        "confidence": "confirmed",
        "regulator": "ca_dfpi",
        "regulator_name": "California Department of Financial Protection and Innovation"
      },
      {
        "state": "MD",
        "license_type": "state_license",
        "license_number": null,
        "status": "active",
        "issued_at": null,
        "source": "state_regulator",
        "source_url": "https://www.labor.maryland.gov/finance/",
        "verified_at": "2026-10-26",
        "confidence": "confirmed",
        "regulator": "md"
      },
      {
        "state": "IL",
        "license_type": "state_license",
        "license_number": "31.0094721",
        "status": "active",
        "issued_at": "2026-05-07",
        "source": "state_regulator",
        "source_url": "https://idfpr.illinois.gov/banks/resfin.html",
        "verified_at": "2026-10-28",
        "confidence": "confirmed",
        "regulator": "il"
      },
      {
        "state": "NV",
        "license_type": "state_license",
        "license_number": "NMLO-1177106",
        "status": "active",
        "issued_at": "2021-09-20",
        "source": "state_regulator",
        "source_url": "https://mld.nv.gov/",
        "verified_at": "2026-10-31",
        "confidence": "confirmed",
        "regulator": "nv"
      }
    ],
    "specialties": [],
    "lender_offers": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "over six years",
        "source": "lender_site",
        "source_url": "https://independencehl.com/brandon-stclair/",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "education",
        "value": "Fresno City College; emphasis on finance and client service",
        "source": "lender_site",
        "source_url": "https://independencehl.com/brandon-stclair/",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "credential",
        "value": "Presidents Club honors",
        "source": "lender_site",
        "source_url": "https://independencehl.com/brandon-stclair/",
        "verified_at": "2026-10-15"
      }
    ],
    "last_verified_at": "2026-10-31",
    "updated_at": "2026-10-31 20:06:23.660637+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/brandon-stclair-2056028#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://independencehl.com/brandon-stclair/",
      "verified_at": "2026-10-15"
    },
    "earliest_license_record": {
      "date": "2021-09-20",
      "state": "NV"
    },
    "licensed_since": {
      "year": 2021,
      "state": "NV"
    },
    "federal_registration": null
  }
}