--- canonical_url: https://lendb.ai/lo/brandon-valdes-2295831 json_url: https://lendb.ai/lo/brandon-valdes-2295831.json nmls_id: 2295831 last_verified: 2026-10-31 --- # Brandon Valdes Executive Loan Officer at INDEPENDENCE HOME LOANS LLC. NMLS ID 2295831 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2295831)). Brandon Valdes (NMLS 2295831) is an Executive Loan Officer at INDEPENDENCE HOME LOANS LLC, licensed in Florida since 2025 and in Colorado, Connecticut, Delaware and 8 more states. Brandon's focus, from their own profile, includes VA loan. **Summary:** Brandon Valdes (NMLS 2295831) is Executive Loan Officer at INDEPENDENCE HOME LOANS LLC. Licensed in 12 states confirmed with state regulators: Florida, Colorado, Connecticut, Delaware, Arkansas, Iowa, Oregon, Wisconsin and 4 more. Focus areas shown on the lender page: VA loan. Earliest state license record: December 8, 2025 (Florida), per state regulator. States 3 years of experience. Last verified 2026-10-31. ## Quick answers ### Is Brandon licensed in Florida? Yes. Florida regulator records list license LO143279 as active, first effective December 8, 2025 (verified 2026-10-15). LenDb has 11 other states on file for Brandon. Source: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip. ### Does Brandon do VA loans? Brandon's profile lists VA loan as a focus (from their lender profile page). Source: https://independencehl.com/brandon-valdes/. ### What lender does Brandon work for? INDEPENDENCE HOME LOANS LLC, company NMLS 2524174, per the lender's own site (verified 2026-10-15). Source: https://independencehl.com/brandon-valdes/. ### How long has Brandon been licensed? The earliest state license record LenDb holds for Brandon is from December 8, 2025 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Brandon states 3 years of experience. Source: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip. ## At a glance - Earliest state license record: December 8, 2025 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Years experience (stated by the LO): 3 (source: https://independencehl.com/brandon-valdes/, verified 2026-10-15) - Also licensed as (state regulator records, same NMLS ID): Brandon M. Valdes (AR, CA, CO, CT, DE, FL, IA, MD, NV, OR, as of 2026-10-30) - Licensed in: Florida (FL, confirmed), Colorado (CO, confirmed), Connecticut (CT, confirmed), Delaware (DE, confirmed), Arkansas (AR, confirmed), Iowa (IA, confirmed), Oregon (OR, confirmed), Wisconsin (WI, confirmed), California (CA DFPI, confirmed), Maryland (MD, confirmed), Illinois (IL, confirmed), Nevada (NV, confirmed) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - **VA loan** (`va`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://independencehl.com/brandon-valdes/ ## Facts from the lender page and intro - years_experience: 3. Source: https://independencehl.com/brandon-valdes/, verified 2026-10-15. - education: Miami Dade College, focus in Business Administration and Financial Services. Source: https://independencehl.com/brandon-valdes/, verified 2026-10-15. - credential: Licensed Mortgage Loan Originator. Source: https://independencehl.com/brandon-valdes/, verified 2026-10-15. - credential: Ranked among the top 5% of bankers. Source: https://independencehl.com/brandon-valdes/, verified 2026-10-15. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | FL | Florida regulator | state_license | LO143279 | active | confirmed | 2025-12-08 | state_regulator | 2026-10-15 | | CO | Colorado regulator | state_license | 100544298 | active | confirmed | 2026-01-29 | state_regulator | 2026-10-16 | | CT | Connecticut regulator | state_license | LO-2295831 | active | confirmed | | state_regulator | 2026-10-15 | | DE | Delaware regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-30 | | AR | Arkansas regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-20 | | IA | Iowa regulator | state_license | 57316 | active | confirmed | 2026-05-13 | state_regulator | 2026-10-20 | | OR | Oregon regulator | state_license | n/a | active | confirmed | 2026-04-15 | state_regulator | 2026-10-20 | | WI | Wisconsin regulator | state_license | 2295831 | active | confirmed | 2026-05-07 | state_regulator | 2026-10-21 | | CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI2295831 | active | confirmed | 2026-04-14 | state_regulator | 2026-10-24 | | MD | Maryland regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-26 | | IL | Illinois regulator | state_license | 31.0094699 | active | confirmed | 2026-05-07 | state_regulator | 2026-10-28 | | NV | Nevada regulator | state_license | NMLO-176158 | active | confirmed | 2026-06-22 | state_regulator | 2026-10-31 | ## Employment history - ? to present: INDEPENDENCE HOME LOANS LLC (NMLS 2524174). Source: https://independencehl.com/brandon-valdes/, verified 2026-10-15. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2295831 ## Contact - View profile at INDEPENDENCE HOME LOANS LLC: https://independencehl.com/brandon-valdes/ - Office phone and Email on file: shown at https://lendb.ai/lo/brandon-valdes-2295831#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2295831 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip - state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=348687&contact=583513 - state_regulator: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut - state_regulator: https://banking.delaware.gov/delaware-approved-mortgage-loan-originators/ - state_regulator: https://securities.arkansas.gov/loans/nmls/ - state_regulator: https://idob.iowa.gov/ - state_regulator: https://dfr.oregon.gov/ - state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/ - state_regulator: https://dfpi.ca.gov/ - state_regulator: https://www.labor.maryland.gov/finance/ - state_regulator: https://idfpr.illinois.gov/banks/resfin.html - state_regulator: https://mld.nv.gov/ - lender_site: https://independencehl.com/brandon-valdes/ Cite as: Brandon Valdes (NMLS 2295831), INDEPENDENCE HOME LOANS LLC. LenDb.ai, https://lendb.ai/lo/brandon-valdes-2295831, last verified 2026-10-31. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._