{
  "canonical_url": "https://lendb.ai/lo/brandon-welch-301036",
  "lede": {
    "text": "Brandon Welch (NMLS 301036) is a Loan Officer at Lifetime Home Loans, LLC, licensed in Florida since 2025. Brandon's own profile lists VA loan as a focus.",
    "fields": [
      "full_name",
      "nmls_id",
      "title",
      "current_employment",
      "licenses",
      "earliest_license_record",
      "specialties"
    ]
  },
  "quick_answers": [
    {
      "q": "Is Brandon licensed in Florida?",
      "a": "Yes. Florida regulator records list license LO143611 as active, first effective December 18, 2025 (verified 2026-10-15). LenDb has 4 other states on file for Brandon.",
      "fields": [
        "licenses"
      ],
      "source": "Florida state regulator",
      "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip",
      "verified_at": "2026-10-15"
    },
    {
      "q": "Does Brandon do VA loans?",
      "a": "Brandon's profile lists VA loan as a focus (from their lender profile page).",
      "fields": [
        "specialties"
      ],
      "source": "lender page",
      "source_url": "https://lifetimehomeloans.com/project/brandon-welch/",
      "verified_at": "2026-10-26"
    },
    {
      "q": "What lender does Brandon work for?",
      "a": "Lifetime Home Loans, LLC, company NMLS 1861406, per the lender's own site (verified 2026-10-15).",
      "fields": [
        "current_employment"
      ],
      "source": "lender site",
      "source_url": "https://lifetimehomeloans.com/project/brandon-welch/",
      "verified_at": "2026-10-15"
    },
    {
      "q": "How long has Brandon been licensed?",
      "a": "The earliest state license record LenDb holds for Brandon is from December 18, 2025 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Brandon states 25 years of experience.",
      "fields": [
        "earliest_license_record",
        "years_experience"
      ],
      "source": "Florida state regulator",
      "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip",
      "verified_at": "2026-10-15"
    }
  ],
  "field_notes": {
    "languages": "Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it."
  },
  "loan_officer": {
    "nmls_id": 301036,
    "slug": "brandon-welch-301036",
    "canonical_url": "https://lendb.ai/lo/brandon-welch-301036",
    "md_url": "https://lendb.ai/lo/brandon-welch-301036.md",
    "json_url": "https://lendb.ai/lo/brandon-welch-301036.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/301036",
    "full_name": {
      "value": "Brandon Welch",
      "source": "lender_site",
      "source_url": "https://lifetimehomeloans.com/project/brandon-welch/",
      "verified_at": "2026-10-15"
    },
    "first_name": "Brandon",
    "last_name": "Welch",
    "licensed_names": [
      {
        "name": "Brandon Welch",
        "name_with_middle_initial": "Brandon B. Welch",
        "first_name": "Brandon",
        "middle_initial": "B",
        "last_name": "Welch",
        "states": [
          "FL"
        ],
        "source": "state_regulator",
        "as_of": "2026-10-09"
      }
    ],
    "headshot_url": {
      "value": "https://lifetimehomeloans.com/wp-content/uploads/2024/12/Brandon-Welch.png",
      "source": "lender_site",
      "source_url": "https://lifetimehomeloans.com/project/brandon-welch/",
      "verified_at": "2026-10-15"
    },
    "bio": {
      "value": "Brandon Welch has over 25 years of experience in the housing industry and served in the US Marines. Their profile lists Arizona, Idaho, Nevada and Utah. They say they assist veterans through the VA loan process and are well-versed in new construction and reverse mortgages.",
      "source": "lender_site",
      "source_url": "https://lifetimehomeloans.com/project/brandon-welch/",
      "verified_at": "2026-10-15"
    },
    "title": {
      "value": "Loan Officer",
      "source": "lender_site",
      "source_url": "https://lifetimehomeloans.com/project/brandon-welch/",
      "verified_at": "2026-10-15"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://lifetimehomeloans.com/project/brandon-welch/",
      "verified_at": "2026-10-15"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 25,
      "source": "lender_site",
      "source_url": "https://lifetimehomeloans.com/project/brandon-welch/",
      "verified_at": "2026-10-15"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 70,
    "current_employment": {
      "lender_nmls_id": 1861406,
      "lender_name": "Lifetime Home Loans, LLC",
      "lender_slug": "lifetime-home-loans-llc-1861406",
      "branch_city": null,
      "branch_state": null,
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://lifetimehomeloans.com/project/brandon-welch/",
      "lender_type": "other",
      "source": "lender_site",
      "source_url": "https://lifetimehomeloans.com/project/brandon-welch/",
      "verified_at": "2026-10-15"
    },
    "employment_history": [
      {
        "lender_nmls_id": 1861406,
        "lender_name": "Lifetime Home Loans, LLC",
        "lender_slug": "lifetime-home-loans-llc-1861406",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://lifetimehomeloans.com/project/brandon-welch/",
        "lender_type": "other",
        "source": "lender_site",
        "source_url": "https://lifetimehomeloans.com/project/brandon-welch/",
        "verified_at": "2026-10-15"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO143611",
        "status": "active",
        "issued_at": "2025-12-18",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip",
        "verified_at": "2026-10-15",
        "confidence": "confirmed",
        "regulator": "fl"
      },
      {
        "state": "AZ",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://lifetimehomeloans.com/project/brandon-welch/",
        "verified_at": "2026-10-15",
        "confidence": "lender_reported"
      },
      {
        "state": "ID",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://lifetimehomeloans.com/project/brandon-welch/",
        "verified_at": "2026-10-15",
        "confidence": "lender_reported"
      },
      {
        "state": "NV",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://lifetimehomeloans.com/project/brandon-welch/",
        "verified_at": "2026-10-15",
        "confidence": "lender_reported"
      },
      {
        "state": "UT",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://lifetimehomeloans.com/project/brandon-welch/",
        "verified_at": "2026-10-15",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [
      {
        "slug": "va",
        "label": "VA loan",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://lifetimehomeloans.com/project/brandon-welch/",
        "verified_at": "2026-10-26"
      }
    ],
    "lender_offers": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "25",
        "source": "lender_site",
        "source_url": "https://lifetimehomeloans.com/project/brandon-welch/",
        "verified_at": "2026-10-15"
      }
    ],
    "last_verified_at": "2026-10-15",
    "updated_at": "2026-10-21 17:44:19.761324+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/brandon-welch-301036#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://lifetimehomeloans.com/project/brandon-welch/",
      "verified_at": "2026-10-15"
    },
    "earliest_license_record": {
      "date": "2025-12-18",
      "state": "FL"
    },
    "licensed_since": {
      "year": 2025,
      "state": "FL"
    },
    "federal_registration": null
  }
}