{
  "canonical_url": "https://lendb.ai/lo/breandrea-hayes-737765",
  "loan_officer": {
    "nmls_id": 737765,
    "slug": "breandrea-hayes-737765",
    "canonical_url": "https://lendb.ai/lo/breandrea-hayes-737765",
    "md_url": "https://lendb.ai/lo/breandrea-hayes-737765.md",
    "json_url": "https://lendb.ai/lo/breandrea-hayes-737765.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/737765",
    "full_name": {
      "value": "Breandrea Hayes",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/raleigh-nc-3529/breandrea-hayes/",
      "verified_at": "2026-10-09"
    },
    "first_name": "Breandrea",
    "last_name": "Hayes",
    "headshot_url": {
      "value": "https://thevault.ccm.com/m/1a35208d982f0c06/Website-3529_Hayes_737765.jpg",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/raleigh-nc-3529/breandrea-hayes/",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Breandrea brings over 20 years of financial services experience including banking, branch management, and advisory roles. She specializes in understanding client needs and offers personalized loan solutions tailored to individual situations.",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/raleigh-nc-3529/breandrea-hayes/",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Loan Officer",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/raleigh-nc-3529/breandrea-hayes/",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/raleigh-nc-3529/breandrea-hayes/",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 20,
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/raleigh-nc-3529/breandrea-hayes/",
      "verified_at": "2026-10-09"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 95,
    "current_employment": {
      "lender_nmls_id": 3029,
      "lender_name": "CrossCountry Mortgage",
      "lender_slug": "crosscountry-mortgage-3029",
      "branch_city": "Raleigh",
      "branch_state": "NC",
      "branch_zip": "27612",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://crosscountrymortgage.com/raleigh-nc-3529/breandrea-hayes/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/raleigh-nc-3529/breandrea-hayes/",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 3029,
        "lender_name": "CrossCountry Mortgage",
        "lender_slug": "crosscountry-mortgage-3029",
        "branch_city": "Raleigh",
        "branch_state": "NC",
        "branch_zip": "27612",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://crosscountrymortgage.com/raleigh-nc-3529/breandrea-hayes/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/raleigh-nc-3529/breandrea-hayes/",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "NC",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/raleigh-nc-3529/breandrea-hayes/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "SC",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/raleigh-nc-3529/breandrea-hayes/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [
      {
        "slug": "fha",
        "label": "FHA loan",
        "evidence": "lender_page_text",
        "confidence": 0.1,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/raleigh-nc-3529/breandrea-hayes/",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "first-time-buyer",
        "label": "First-time buyer",
        "evidence": "lender_page_text",
        "confidence": 0.1,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/raleigh-nc-3529/breandrea-hayes/",
        "verified_at": "2026-10-09"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "20",
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/raleigh-nc-3529/breandrea-hayes/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "role",
        "value": "Banking background including premier banker, branch manager, and financial advisor",
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/raleigh-nc-3529/breandrea-hayes/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "education",
        "value": "Bachelor of Arts in Communication Arts from Gannon University",
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/raleigh-nc-3529/breandrea-hayes/",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-09 21:28:34.892099+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/breandrea-hayes-737765#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/raleigh-nc-3529/breandrea-hayes/",
      "verified_at": "2026-10-09"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": null
  }
}