{
  "canonical_url": "https://lendb.ai/lo/brecken-celis-1954497",
  "lede": {
    "text": "Brecken Celis (NMLS 1954497) is a Loan Officer at Lifetime Home Loans, LLC, serving Arizona. Brecken's lender page shows a focus on down payment assistance and first-time buyer.",
    "fields": [
      "full_name",
      "nmls_id",
      "title",
      "current_employment",
      "licenses",
      "specialties"
    ]
  },
  "quick_answers": [
    {
      "q": "Is Brecken licensed in Arizona?",
      "a": "Lifetime Home Loans, LLC's page for Brecken lists Arizona. LenDb has not checked it with the state regulator yet, so verify at NMLS Consumer Access.",
      "fields": [
        "licenses"
      ],
      "source": "lender page",
      "source_url": "https://lifetimehomeloans.com/project/brecken-celis/",
      "verified_at": "2026-10-15"
    },
    {
      "q": "Does Brecken do down payment assistance?",
      "a": "Brecken's profile lists down payment assistance as a focus (from their lender profile page). It also lists first-time buyer.",
      "fields": [
        "specialties"
      ],
      "source": "lender page",
      "source_url": "https://lifetimehomeloans.com/project/brecken-celis/",
      "verified_at": "2026-10-26"
    },
    {
      "q": "What lender does Brecken work for?",
      "a": "Lifetime Home Loans, LLC, company NMLS 1861406, per the lender's own site (verified 2026-10-15).",
      "fields": [
        "current_employment"
      ],
      "source": "lender site",
      "source_url": "https://lifetimehomeloans.com/project/brecken-celis/",
      "verified_at": "2026-10-15"
    }
  ],
  "field_notes": {
    "languages": "Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it."
  },
  "loan_officer": {
    "nmls_id": 1954497,
    "slug": "brecken-celis-1954497",
    "canonical_url": "https://lendb.ai/lo/brecken-celis-1954497",
    "md_url": "https://lendb.ai/lo/brecken-celis-1954497.md",
    "json_url": "https://lendb.ai/lo/brecken-celis-1954497.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1954497",
    "full_name": {
      "value": "Brecken Celis",
      "source": "lender_site",
      "source_url": "https://lifetimehomeloans.com/project/brecken-celis/",
      "verified_at": "2026-10-15"
    },
    "first_name": "Brecken",
    "last_name": "Celis",
    "headshot_url": {
      "value": "https://lifetimehomeloans.com/wp-content/uploads/2025/07/Brecken-Celis.png",
      "source": "lender_site",
      "source_url": "https://lifetimehomeloans.com/project/brecken-celis/",
      "verified_at": "2026-10-15"
    },
    "bio": null,
    "title": {
      "value": "Loan Officer",
      "source": "lender_site",
      "source_url": "https://lifetimehomeloans.com/project/brecken-celis/",
      "verified_at": "2026-10-15"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://lifetimehomeloans.com/project/brecken-celis/",
      "verified_at": "2026-10-15"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 70,
    "current_employment": {
      "lender_nmls_id": 1861406,
      "lender_name": "Lifetime Home Loans, LLC",
      "lender_slug": "lifetime-home-loans-llc-1861406",
      "branch_city": null,
      "branch_state": null,
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://lifetimehomeloans.com/project/brecken-celis/",
      "lender_type": "other",
      "source": "lender_site",
      "source_url": "https://lifetimehomeloans.com/project/brecken-celis/",
      "verified_at": "2026-10-15"
    },
    "employment_history": [
      {
        "lender_nmls_id": 1861406,
        "lender_name": "Lifetime Home Loans, LLC",
        "lender_slug": "lifetime-home-loans-llc-1861406",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://lifetimehomeloans.com/project/brecken-celis/",
        "lender_type": "other",
        "source": "lender_site",
        "source_url": "https://lifetimehomeloans.com/project/brecken-celis/",
        "verified_at": "2026-10-15"
      }
    ],
    "licenses": [
      {
        "state": "AZ",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://lifetimehomeloans.com/project/brecken-celis/",
        "verified_at": "2026-10-15",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [
      {
        "slug": "down-payment-assistance",
        "label": "Down payment assistance",
        "evidence": "lender_page_text",
        "confidence": 0.8,
        "source": "lender_site",
        "source_url": "https://lifetimehomeloans.com/project/brecken-celis/",
        "verified_at": "2026-10-26"
      },
      {
        "slug": "first-time-buyer",
        "label": "First-time buyer",
        "evidence": "lender_page_text",
        "confidence": 0.8,
        "source": "lender_site",
        "source_url": "https://lifetimehomeloans.com/project/brecken-celis/",
        "verified_at": "2026-10-26"
      }
    ],
    "lender_offers": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "since 2012",
        "source": "lender_site",
        "source_url": "https://lifetimehomeloans.com/project/brecken-celis/",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "credential",
        "value": "licensed since 2020",
        "source": "lender_site",
        "source_url": "https://lifetimehomeloans.com/project/brecken-celis/",
        "verified_at": "2026-10-15"
      }
    ],
    "last_verified_at": "2026-10-15",
    "updated_at": "2026-10-21 17:44:20.227267+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/brecken-celis-1954497#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://lifetimehomeloans.com/project/brecken-celis/",
      "verified_at": "2026-10-15"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": null
  }
}