---
canonical_url: https://lendb.ai/lo/bree-ham-1858040
json_url: https://lendb.ai/lo/bree-ham-1858040.json
nmls_id: 1858040
last_verified: 2026-10-10
---

# Bree Ham

Senior Mortgage Loan Officer at Neighborhood Loans. NMLS ID 1858040 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1858040)).

**Summary:** Bree Ham (NMLS 1858040) is Senior Mortgage Loan Officer at Neighborhood Loans. Licensed in Florida, confirmed with the state regulator (license LO93860). Earliest state license record: August 31, 2021 (Florida), per state regulator. Last verified 2026-10-10.

## At a glance

- Earliest state license record: August 31, 2021 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO93860 | active | confirmed | 2021-08-31 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: Neighborhood Loans (NMLS 222982). Source: https://neighborhoodloans.com/bham/, verified 2026-10-10.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1858040

## Contact

- View profile at Neighborhood Loans: https://neighborhoodloans.com/bham/
- Office phone and Email on file: shown at https://lendb.ai/lo/bree-ham-1858040#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1858040
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://neighborhoodloans.com/bham/

Cite as: Bree Ham (NMLS 1858040), Neighborhood Loans. LenDb.ai, https://lendb.ai/lo/bree-ham-1858040, last verified 2026-10-10.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._