--- canonical_url: https://lendb.ai/lo/brenda-davis-1144216 json_url: https://lendb.ai/lo/brenda-davis-1144216.json nmls_id: 1144216 last_verified: 2026-10-10 --- # Brenda Davis Sr. Loan Officer at Lower, Columbia, MD. NMLS ID 1144216 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1144216)). **Summary:** Brenda Davis (NMLS 1144216) is Sr. Loan Officer at Lower, based in Columbia, MD. Licensed in Florida, confirmed with the state regulator (license LO107233). Also lists Alabama, District of Columbia, Georgia, Iowa, Maryland, North Carolina, Pennsylvania, South Carolina and 2 more on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Real estate investor. Earliest state license record: May 5, 2022 (Florida), per state regulator. States 20 years of experience. Last verified 2026-10-10. ## At a glance - Earliest state license record: May 5, 2022 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Years experience (stated by the LO): 20 (source: https://www.lower.com/loan-officers/maryland/columbia/brenda-davis, verified 2026-10-10) - Licensed in: Florida (FL, confirmed), Alabama (AL, lender_reported), District of Columbia (DC, lender_reported), Georgia (GA, lender_reported), Iowa (IA, lender_reported), Maryland (MD, lender_reported), North Carolina (NC, lender_reported), Pennsylvania (PA, lender_reported), South Carolina (SC, lender_reported), Texas (TX, lender_reported), Virginia (VA, lender_reported) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed - Profile: unclaimed - Status: active ## Specialties - **Real estate investor** (`investor`): lender page, confidence 0.50, verified 2026-10-10. Source: https://www.lower.com/loan-officers/maryland/columbia/brenda-davis ## About Brenda has over 20 years of experience in the mortgage industry and serves clients across the DC, Maryland and Virginia (DMV) area. They have deep knowledge of down payment and closing cost assistance programs. Source: LenDb summary of the lender page, verified 2026-10-10. ## Facts from the lender page and intro - years_experience: 20. Source: https://www.lower.com/loan-officers/maryland/columbia/brenda-davis, verified 2026-10-10. - service_area: DC, Maryland, Virginia (DMV) area. Source: https://www.lower.com/loan-officers/maryland/columbia/brenda-davis, verified 2026-10-10. ## Licenses | State | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---| | FL | state_license | LO107233 | active | confirmed | 2022-05-05 | state_regulator | 2026-10-09 | | AL | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | DC | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | GA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | IA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | MD | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | NC | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | PA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | SC | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | TX | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | VA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | ## Employment history - ? to present: Lower (NMLS 1124061), Columbia, MD. Source: https://www.lower.com/loan-officers/maryland/columbia/brenda-davis, verified 2026-10-10. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1144216 ## Contact - linkedin_url: https://www.linkedin.com/in/brenda-davis-718383a5/ (source: lender_site, verified 2026-10-10) - View profile at Lower: https://www.lower.com/loan-officers/maryland/columbia/brenda-davis - Office phone and Email on file: shown at https://lendb.ai/lo/brenda-davis-1144216#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1144216 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip - lender_site: https://www.lower.com/loan-officers/maryland/columbia/brenda-davis Cite as: Brenda Davis (NMLS 1144216), Lower. LenDb.ai, https://lendb.ai/lo/brenda-davis-1144216, last verified 2026-10-10. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._