---
canonical_url: https://lendb.ai/lo/bret-murray-234296
json_url: https://lendb.ai/lo/bret-murray-234296.json
nmls_id: 234296
last_verified: 2026-10-11
---

# Bret Murray

Loan Officer at CMG Home Loans, Scottsdale, AZ. NMLS ID 234296 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/234296)).

**Summary:** Bret Murray (NMLS 234296) is Loan Officer at CMG Home Loans, based in Scottsdale, AZ. Licensed in Florida, confirmed with the state regulator (license LO139961). Also lists Arizona, California, Georgia and Indiana on the lender page (not yet checked with the state regulator). Earliest state license record: July 28, 2025 (Florida), per state regulator. States 45 years of experience. Last verified 2026-10-11.

## At a glance

- Earliest state license record: July 28, 2025 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 45 (source: https://www.cmghomeloans.com/mysite/bret-murray, verified 2026-10-11)
- Licensed in: Florida (FL, confirmed), Arizona (AZ, lender_reported), California (CA, lender_reported), Georgia (GA, lender_reported), Indiana (IN, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Has 45 years in mortgage finance. Bio lists experience with VA, FHA, USDA, down payment assistance, conventional, jumbo and non-QM financing programs.

Source: LenDb summary of the lender page, verified 2026-10-11.

## Facts from the lender page and intro

- years_experience: 45. Source: https://www.cmghomeloans.com/mysite/bret-murray, verified 2026-10-11.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO139961 | active | confirmed | 2025-07-28 | state_regulator | 2026-10-09 |
| AZ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-11 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-11 |
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-11 |
| IN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-11 |

## Employment history

- ? to present: CMG Home Loans (NMLS 1820), Scottsdale, AZ. Source: https://www.cmghomeloans.com/mysite/bret-murray, verified 2026-10-11.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/234296

## Contact

- View profile at CMG Home Loans: https://www.cmghomeloans.com/mysite/bret-murray
- Office phone and Email on file: shown at https://lendb.ai/lo/bret-murray-234296#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/234296
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://www.cmghomeloans.com/mysite/bret-murray

Cite as: Bret Murray (NMLS 234296), CMG Home Loans. LenDb.ai, https://lendb.ai/lo/bret-murray-234296, last verified 2026-10-11.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._