--- canonical_url: https://lendb.ai/lo/brett-mills-11431 json_url: https://lendb.ai/lo/brett-mills-11431.json nmls_id: 11431 last_verified: 2026-10-09 --- # Brett Mills Branch Manager / Senior Loan Officer at Guild Mortgage, Clearfield, UT. NMLS ID 11431 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/11431)). **Summary:** Brett Mills (NMLS 11431) is Branch Manager / Senior Loan Officer at Guild Mortgage, based in Clearfield, UT. Licensed in 2 states confirmed with state regulators: Florida and Colorado. Also lists Arizona, Idaho, Nevada, Utah and Wyoming on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Reverse mortgage, VA loan and Down payment assistance. Earliest state license record: March 28, 2022 (Colorado), per state regulator. Last verified 2026-10-09. ## At a glance - Earliest state license record: March 28, 2022 (Colorado), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Licensed in: Florida (FL, confirmed), Colorado (CO, confirmed), Arizona (AZ, lender_reported), Idaho (ID, lender_reported), Nevada (NV, lender_reported), Utah (UT, lender_reported), Wyoming (WY, lender_reported) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed - Profile: unclaimed - Status: active ## Specialties - **Reverse mortgage** (`reverse`): lender page, confidence 0.70, verified 2026-10-09. Source: https://branches.guildmortgage.com/ut/clearfield/brett-mills-463-hpbmil.html - **VA loan** (`va`): lender page, confidence 0.68, verified 2026-10-09. Source: https://branches.guildmortgage.com/ut/clearfield/brett-mills-463-hpbmil.html - **Down payment assistance** (`down-payment-assistance`): lender page, confidence 0.24, verified 2026-10-09. Source: https://branches.guildmortgage.com/ut/clearfield/brett-mills-463-hpbmil.html ## About Brett is passionate about home ownership's impact on family and community financial and social health. He works with first-time buyers and real estate investors to find appropriate loan programs and solutions. Source: LenDb summary of the lender page, verified 2026-10-09. ## Facts from the lender page and intro - credential: Circle of Honor award recipient. Source: https://branches.guildmortgage.com/ut/clearfield/brett-mills-463-hpbmil.html, verified 2026-10-09. - community: Served on industry boards and homeownership advocacy groups. Source: https://branches.guildmortgage.com/ut/clearfield/brett-mills-463-hpbmil.html, verified 2026-10-09. - community: Provides mortgage education to high schools and the community. Source: https://branches.guildmortgage.com/ut/clearfield/brett-mills-463-hpbmil.html, verified 2026-10-09. - community: Guild Expeditions humanitarian work and world travel to 35+ countries. Source: https://branches.guildmortgage.com/ut/clearfield/brett-mills-463-hpbmil.html, verified 2026-10-09. ## Licenses | State | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---| | FL | state_license | LO138383 | active | confirmed | 2025-05-28 | state_regulator | 2026-10-09 | | CO | state_license | 100531701 | active | confirmed | 2022-03-28 | state_regulator | 2026-10-10 | | AZ | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | ID | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | NV | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | UT | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | WY | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | ## Employment history - ? to present: Guild Mortgage (NMLS 3274), Clearfield, UT. Source: https://branches.guildmortgage.com/ut/clearfield/brett-mills-463-hpbmil.html, verified 2026-10-09. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/11431 ## Contact - linkedin_url: https://www.linkedin.com/in/brettmills/ (source: lender_site, verified 2026-10-09) - View profile at Guild Mortgage: https://branches.guildmortgage.com/ut/clearfield/brett-mills-463-hpbmil.html - Office phone and Email on file: shown at https://lendb.ai/lo/brett-mills-11431#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/11431 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip - state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=296229&contact=522452 - lender_site: https://branches.guildmortgage.com/ut/clearfield/brett-mills-463-hpbmil.html Cite as: Brett Mills (NMLS 11431), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/brett-mills-11431, last verified 2026-10-09. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._