---
canonical_url: https://lendb.ai/lo/brian-cheatham-1440048
json_url: https://lendb.ai/lo/brian-cheatham-1440048.json
nmls_id: 1440048
last_verified: 2026-10-24
---

# Brian Cheatham

Loan officer at West Capital Lending, Inc.. NMLS ID 1440048 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1440048)).

Brian Cheatham (NMLS 1440048) is a mortgage loan officer at West Capital Lending, Inc., licensed in Oregon since 2016 and in Texas, California, Pennsylvania and 3 more states.

**Summary:** Brian Cheatham (NMLS 1440048) is a loan officer at West Capital Lending, Inc.. Licensed in 7 states confirmed with state regulators: Texas, California, Pennsylvania, Missouri, Arkansas, Iowa and Oregon. Earliest state license record: January 4, 2016 (Oregon), per state regulator. Last verified 2026-10-24.

## Quick answers

### Is Brian licensed in Texas?

Yes. Texas regulator records list a license as active, first effective October 19, 2017 (verified 2026-10-13). LenDb has 6 other states on file for Brian. Source: https://www.sml.texas.gov/.

### What lender does Brian work for?

West Capital Lending, Inc., company NMLS 1566096, per the lender's own site (verified 2026-10-13). Source: https://www.sml.texas.gov/.

### How long has Brian been licensed?

The earliest state license record LenDb holds for Brian is from January 4, 2016 (Oregon regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://dfr.oregon.gov/.

## At a glance

- Earliest state license record: January 4, 2016 (Oregon), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Brian A. Cheatham (AR, CA, IA, MO, OR, PA, TX, as of 2026-10-20)
- Licensed in: Texas (TX, confirmed), California (CA DRE, confirmed), Pennsylvania (PA, confirmed), Missouri (MO, confirmed), Arkansas (AR, confirmed), Iowa (IA, confirmed), Oregon (OR, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| TX | Texas regulator | state_license | n/a | active | confirmed | 2017-10-19 | state_regulator | 2026-10-13 |
| CA | California Department of Real Estate | state_license | 02243614 | active | confirmed |  | state_regulator | 2026-10-24 |
| PA | Pennsylvania regulator | state_license | 75069 | active | confirmed |  | state_regulator | 2026-10-16 |
| MO | Missouri regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-19 |
| AR | Arkansas regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-20 |
| IA | Iowa regulator | state_license | 57697 | active | confirmed | 2026-07-01 | state_regulator | 2026-10-20 |
| OR | Oregon regulator | state_license | n/a | active | confirmed | 2016-01-04 | state_regulator | 2026-10-20 |
| WI | Wisconsin regulator | state_license | 1440048 | expired | confirmed | 2017-06-15 | state_regulator | 2026-10-21 |

## Employment history

- ? to present: West Capital Lending, Inc. (NMLS 1566096). Source: https://www.sml.texas.gov/, verified 2026-10-13.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1440048

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1440048
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html
- state_regulator: https://data.pa.gov/d/tyxc-jyug
- state_regulator: https://finance.mo.gov/banks-0/bank-licensee-search
- state_regulator: https://securities.arkansas.gov/loans/nmls/
- state_regulator: https://idob.iowa.gov/
- state_regulator: https://dfr.oregon.gov/
- state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/

Cite as: Brian Cheatham (NMLS 1440048), West Capital Lending, Inc.. LenDb.ai, https://lendb.ai/lo/brian-cheatham-1440048, last verified 2026-10-24.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._