{
  "canonical_url": "https://lendb.ai/lo/brian-defranco-1600091",
  "lede": {
    "text": "Brian Defranco, NMLS 1600091, works as a mortgage loan officer at Go Rascal Inc. in Charlotte, North Carolina and is licensed in California since 2017 and in Florida, Texas, Connecticut and 2 more states.",
    "fields": [
      "full_name",
      "nmls_id",
      "current_employment",
      "licenses",
      "earliest_license_record"
    ]
  },
  "quick_answers": [
    {
      "q": "Is Brian licensed in Florida?",
      "a": "Yes. Florida regulator records list license LO41935 as active, first effective April 3, 2017 (verified 2026-10-15). LenDb has 5 other states on file for Brian.",
      "fields": [
        "licenses"
      ],
      "source": "Florida state regulator",
      "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip",
      "verified_at": "2026-10-15"
    },
    {
      "q": "What lender does Brian work for?",
      "a": "Go Rascal Inc., company NMLS 2072896, from the Charlotte, NC office, per the lender's own site (verified 2026-10-13).",
      "fields": [
        "current_employment"
      ],
      "source": "lender site",
      "source_url": "https://www.sml.texas.gov/",
      "verified_at": "2026-10-13"
    },
    {
      "q": "How long has Brian been licensed?",
      "a": "The earliest state license record LenDb holds for Brian is from March 24, 2017 (California regulator). That is a record date from the rosters we hold, not proof of continuous licensure.",
      "fields": [
        "earliest_license_record"
      ],
      "source": "California state regulator",
      "source_url": "https://dfpi.ca.gov/",
      "verified_at": "2026-10-24"
    }
  ],
  "field_notes": {
    "languages": "Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it."
  },
  "loan_officer": {
    "nmls_id": 1600091,
    "slug": "brian-defranco-1600091",
    "canonical_url": "https://lendb.ai/lo/brian-defranco-1600091",
    "md_url": "https://lendb.ai/lo/brian-defranco-1600091.md",
    "json_url": "https://lendb.ai/lo/brian-defranco-1600091.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1600091",
    "full_name": {
      "value": "Brian Defranco",
      "source": "state_regulator",
      "source_url": "https://www.sml.texas.gov/",
      "verified_at": "2026-10-13"
    },
    "first_name": "Brian",
    "last_name": "Defranco",
    "licensed_names": [
      {
        "name": "Brian DeFranco",
        "name_with_middle_initial": "Brian C. DeFranco",
        "first_name": "Brian",
        "middle_initial": "C",
        "last_name": "DeFranco",
        "states": [
          "CA",
          "CT",
          "MD",
          "TX"
        ],
        "source": "state_regulator",
        "as_of": "2026-10-26"
      },
      {
        "name": "Brian Defranco",
        "name_with_middle_initial": "Brian C. Defranco",
        "first_name": "Brian",
        "middle_initial": "C",
        "last_name": "Defranco",
        "states": [
          "FL"
        ],
        "source": "state_regulator",
        "as_of": "2026-10-09"
      }
    ],
    "headshot_url": null,
    "bio": null,
    "title": null,
    "languages": {
      "value": [],
      "source": "state_regulator",
      "source_url": "https://www.sml.texas.gov/",
      "verified_at": "2026-10-13"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 0,
    "current_employment": {
      "lender_nmls_id": 2072896,
      "lender_name": "Go Rascal Inc.",
      "lender_slug": "go-rascal-inc-2072896",
      "branch_city": "Charlotte",
      "branch_state": "NC",
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": null,
      "lender_type": "other",
      "source": "state_regulator",
      "source_url": "https://www.sml.texas.gov/",
      "verified_at": "2026-10-13"
    },
    "employment_history": [
      {
        "lender_nmls_id": 2072896,
        "lender_name": "Go Rascal Inc.",
        "lender_slug": "go-rascal-inc-2072896",
        "branch_city": "Charlotte",
        "branch_state": "NC",
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": null,
        "lender_type": "other",
        "source": "state_regulator",
        "source_url": "https://www.sml.texas.gov/",
        "verified_at": "2026-10-13"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO41935",
        "status": "active",
        "issued_at": "2017-04-03",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip",
        "verified_at": "2026-10-15",
        "confidence": "confirmed",
        "regulator": "fl"
      },
      {
        "state": "TX",
        "license_type": "state_license",
        "license_number": null,
        "status": "active",
        "issued_at": "2017-04-26",
        "source": "state_regulator",
        "source_url": "https://www.sml.texas.gov/",
        "verified_at": "2026-10-13",
        "confidence": "confirmed",
        "regulator": "tx"
      },
      {
        "state": "CT",
        "license_type": "state_license",
        "license_number": "LO-1600091",
        "status": "active",
        "issued_at": null,
        "source": "state_regulator",
        "source_url": "https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut",
        "verified_at": "2026-10-15",
        "confidence": "confirmed",
        "regulator": "ct"
      },
      {
        "state": "CA",
        "license_type": "state_license",
        "license_number": "CA-DBO1600091",
        "status": "active",
        "issued_at": "2017-03-24",
        "source": "state_regulator",
        "source_url": "https://dfpi.ca.gov/",
        "verified_at": "2026-10-24",
        "confidence": "confirmed",
        "regulator": "ca_dfpi",
        "regulator_name": "California Department of Financial Protection and Innovation"
      },
      {
        "state": "MD",
        "license_type": "state_license",
        "license_number": null,
        "status": "active",
        "issued_at": null,
        "source": "state_regulator",
        "source_url": "https://www.labor.maryland.gov/finance/",
        "verified_at": "2026-10-26",
        "confidence": "confirmed",
        "regulator": "md"
      },
      {
        "state": "IL",
        "license_type": "state_license",
        "license_number": "31.0092992",
        "status": "active",
        "issued_at": "2026-01-15",
        "source": "state_regulator",
        "source_url": "https://idfpr.illinois.gov/banks/resfin.html",
        "verified_at": "2026-10-28",
        "confidence": "confirmed",
        "regulator": "il"
      }
    ],
    "specialties": [],
    "lender_offers": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [],
    "last_verified_at": "2026-10-28",
    "updated_at": "2026-10-28 14:33:10.461673+00",
    "disciplinary_check": "not_checked",
    "gated_contact": null,
    "earliest_license_record": {
      "date": "2017-03-24",
      "state": "CA"
    },
    "licensed_since": {
      "year": 2017,
      "state": "CA"
    },
    "federal_registration": null
  }
}