{
  "canonical_url": "https://lendb.ai/lo/brian-hafner-1620055",
  "loan_officer": {
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    "slug": "brian-hafner-1620055",
    "canonical_url": "https://lendb.ai/lo/brian-hafner-1620055",
    "md_url": "https://lendb.ai/lo/brian-hafner-1620055.md",
    "json_url": "https://lendb.ai/lo/brian-hafner-1620055.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1620055",
    "full_name": {
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      "source": "lender_site",
      "source_url": "https://www.lower.com/loan-officers/montana/billings/brian-hafner",
      "verified_at": "2026-10-10"
    },
    "first_name": "Brian",
    "last_name": "Hafner",
    "headshot_url": {
      "value": "https://www.lower.com/hs-fs/hubfs/airtable-imports/profile-pics/lo-brian-hafner.jpg?quality=80&format=webp&width=800&height=800&name=lo-brian-hafner.jpg",
      "source": "lender_site",
      "source_url": "https://www.lower.com/loan-officers/montana/billings/brian-hafner",
      "verified_at": "2026-10-10"
    },
    "bio": {
      "value": "Brian has been in the lending industry with ULC since 2016 and serves borrowers across Montana and Wyoming. They are a Certified Military Home Specialist and teach homebuyer seminars.",
      "source": "lender_site",
      "source_url": "https://www.lower.com/loan-officers/montana/billings/brian-hafner",
      "verified_at": "2026-10-10"
    },
    "title": {
      "value": "Branch Manager",
      "source": "lender_site",
      "source_url": "https://www.lower.com/loan-officers/montana/billings/brian-hafner",
      "verified_at": "2026-10-10"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.lower.com/loan-officers/montana/billings/brian-hafner",
      "verified_at": "2026-10-10"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 95,
    "current_employment": {
      "lender_nmls_id": 1124061,
      "lender_name": "Lower",
      "lender_slug": "lower-1124061",
      "branch_city": "Billings",
      "branch_state": "MT",
      "branch_zip": "59102",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.lower.com/loan-officers/montana/billings/brian-hafner",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://www.lower.com/loan-officers/montana/billings/brian-hafner",
      "verified_at": "2026-10-10"
    },
    "employment_history": [
      {
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        "lender_name": "Lower",
        "lender_slug": "lower-1124061",
        "branch_city": "Billings",
        "branch_state": "MT",
        "branch_zip": "59102",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.lower.com/loan-officers/montana/billings/brian-hafner",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://www.lower.com/loan-officers/montana/billings/brian-hafner",
        "verified_at": "2026-10-10"
      }
    ],
    "licenses": [
      {
        "state": "CO",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.lower.com/loan-officers/montana/billings/brian-hafner",
        "verified_at": "2026-10-10",
        "confidence": "lender_reported"
      },
      {
        "state": "MT",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.lower.com/loan-officers/montana/billings/brian-hafner",
        "verified_at": "2026-10-10",
        "confidence": "lender_reported"
      },
      {
        "state": "WY",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.lower.com/loan-officers/montana/billings/brian-hafner",
        "verified_at": "2026-10-10",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [
      {
        "slug": "va",
        "label": "VA loan",
        "evidence": "lender_page_text",
        "confidence": 0.6,
        "source": "lender_site",
        "source_url": "https://www.lower.com/loan-officers/montana/billings/brian-hafner",
        "verified_at": "2026-10-10"
      }
    ],
    "contacts": [
      {
        "kind": "linkedin_url",
        "value": "https://www.linkedin.com/in/hafnerhomeloans/",
        "source": "lender_site",
        "source_url": "https://www.lower.com/loan-officers/montana/billings/brian-hafner",
        "verified_at": "2026-10-10"
      }
    ],
    "disciplinary_actions": [],
    "media": [
      {
        "kind": "video_intro",
        "summary": "Brian has a short recorded video intro on Lower's site.",
        "listen_url": "https://www.lower.com/loan-officers/montana/billings/brian-hafner",
        "duration_seconds": null,
        "source": "lender_site",
        "source_url": "https://www.lower.com/loan-officers/montana/billings/brian-hafner",
        "verified_at": "2026-10-10"
      }
    ],
    "facts": [
      {
        "kind": "years_experience",
        "value": "since 2016",
        "source": "lender_site",
        "source_url": "https://www.lower.com/loan-officers/montana/billings/brian-hafner",
        "verified_at": "2026-10-10"
      },
      {
        "kind": "credential",
        "value": "Certified Military Home Specialist",
        "source": "lender_site",
        "source_url": "https://www.lower.com/loan-officers/montana/billings/brian-hafner",
        "verified_at": "2026-10-10"
      },
      {
        "kind": "credential",
        "value": "Best Mortgage Loan Officer, Billings Gazette Readers' Choice (2022–2026)",
        "source": "lender_site",
        "source_url": "https://www.lower.com/loan-officers/montana/billings/brian-hafner",
        "verified_at": "2026-10-10"
      },
      {
        "kind": "community",
        "value": "President of the Grizzly Scholarship Association",
        "source": "lender_site",
        "source_url": "https://www.lower.com/loan-officers/montana/billings/brian-hafner",
        "verified_at": "2026-10-10"
      },
      {
        "kind": "community",
        "value": "Board member for Habitat for Humanity",
        "source": "lender_site",
        "source_url": "https://www.lower.com/loan-officers/montana/billings/brian-hafner",
        "verified_at": "2026-10-10"
      },
      {
        "kind": "service_area",
        "value": "Montana and Wyoming",
        "source": "lender_site",
        "source_url": "https://www.lower.com/loan-officers/montana/billings/brian-hafner",
        "verified_at": "2026-10-10"
      }
    ],
    "last_verified_at": "2026-10-10",
    "updated_at": "2026-10-11 01:18:11.714073+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/brian-hafner-1620055#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.lower.com/loan-officers/montana/billings/brian-hafner",
      "verified_at": "2026-10-10"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": null
  }
}