---
canonical_url: https://lendb.ai/lo/brian-spinuzzi-1257041
json_url: https://lendb.ai/lo/brian-spinuzzi-1257041.json
nmls_id: 1257041
last_verified: 2026-10-24
---

# Brian Spinuzzi

Loan Officer at Ladera Lending, Inc., Ladera Ranch, CA. NMLS ID 1257041 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1257041)).

Based in Ladera Ranch, California, Brian Spinuzzi (NMLS 1257041) is a Loan Officer at Ladera Lending, Inc., licensed in California since 2019. Brian works at an FHA-approved lender, per HUD.

**Summary:** Brian Spinuzzi (NMLS 1257041) is Loan Officer at Ladera Lending, Inc., based in Ladera Ranch, CA. Licensed in California, confirmed with the state regulator (license CA-DBO1257041). Earliest state license record: December 27, 2019 (California), per state regulator. Last verified 2026-10-24.

## Quick answers

### Is Brian licensed in California?

Yes. California regulator records list license CA-DBO1257041 as active, first effective December 27, 2019 (verified 2026-10-24). Source: https://dfpi.ca.gov/.

### What lender does Brian work for, and is it FHA-approved?

Ladera Lending, Inc., company NMLS 835555, from the Ladera Ranch, CA office, per the lender's own site (verified 2026-10-21). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026). Source: https://laderalending.com/team-member/brian-spinuzzi/.

### How long has Brian been licensed?

The earliest state license record LenDb holds for Brian is from December 27, 2019 (California regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://dfpi.ca.gov/.

## At a glance

- Earliest state license record: December 27, 2019 (California), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Brian W. Spinuzzi (CA, FL, as of 2026-10-22)
- Licensed in: California (CA DFPI, confirmed)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Facts from the lender page and intro

- years_experience: since 1997. Source: https://laderalending.com/team-member/brian-spinuzzi/, verified 2026-10-21.
- other: reachable 7 days a week. Source: https://laderalending.com/team-member/brian-spinuzzi/, verified 2026-10-21.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO69907 | expired | confirmed | 2020-05-07 | state_regulator | 2026-10-15 |
| CA | California Department of Financial Protection and Innovation | state_license | CA-DBO1257041 | active | confirmed | 2019-12-27 | state_regulator | 2026-10-24 |

## Employment history

- ? to present: Ladera Lending, Inc. (NMLS 835555), Ladera Ranch, CA. Source: https://laderalending.com/team-member/brian-spinuzzi/, verified 2026-10-21.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1257041

## Contact

- View profile at Ladera Lending, Inc.: https://laderalending.com/team-member/brian-spinuzzi/
- Office phone and Email on file: shown at https://lendb.ai/lo/brian-spinuzzi-1257041#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1257041
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- state_regulator: https://dfpi.ca.gov/
- lender_site: https://laderalending.com/team-member/brian-spinuzzi/
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Brian Spinuzzi (NMLS 1257041), Ladera Lending, Inc.. LenDb.ai, https://lendb.ai/lo/brian-spinuzzi-1257041, last verified 2026-10-24.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._