---
canonical_url: https://lendb.ai/lo/bruce-gibson-501286
json_url: https://lendb.ai/lo/bruce-gibson-501286.json
nmls_id: 501286
last_verified: 2026-10-09
---

# Bruce Gibson

Loan Officer at Xpert Home Lending. NMLS ID 501286 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/501286)).

**Summary:** Bruce Gibson (NMLS 501286) is Loan Officer at Xpert Home Lending. Licensed in 3 states: Florida, Colorado and New Mexico. Focus areas shown on the lender page: FHA loan, HELOC, Real estate investor, Reverse mortgage and Self-employed. 3 years licensed. Last verified 2026-10-09.

## At a glance

- Years licensed: 3
- Years experience (stated by the LO): 28 (source: https://xperthomelending.com/loan-directory/bruce-gibson, verified 2026-10-09)
- Licensed in: Florida (FL), Colorado (CO), New Mexico (NM)
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **FHA loan** (`fha`): lender page, confidence 0.90, verified 2026-10-09. Source: https://xperthomelending.com/loan-directory/bruce-gibson
- **HELOC** (`heloc`): lender page, confidence 0.90, verified 2026-10-09. Source: https://xperthomelending.com/loan-directory/bruce-gibson
- **Real estate investor** (`investor`): lender page, confidence 0.90, verified 2026-10-09. Source: https://xperthomelending.com/loan-directory/bruce-gibson
- **Reverse mortgage** (`reverse`): lender page, confidence 0.90, verified 2026-10-09. Source: https://xperthomelending.com/loan-directory/bruce-gibson
- **Self-employed** (`self-employed`): lender page, confidence 0.90, verified 2026-10-09. Source: https://xperthomelending.com/loan-directory/bruce-gibson
- **USDA loan** (`usda`): lender page, confidence 0.90, verified 2026-10-09. Source: https://xperthomelending.com/loan-directory/bruce-gibson
- **VA loan** (`va`): lender page, confidence 0.90, verified 2026-10-09. Source: https://xperthomelending.com/loan-directory/bruce-gibson

## About

Bruce Gibson is a mortgage professional with over 28 years in the industry. He specializes in Conventional, FHA, VA, USDA, Reverse Mortgages, HELOCs, hard-to-prove income, self-employed, investors, fix-and-flip, and unique properties.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 28. Source: https://xperthomelending.com/loan-directory/bruce-gibson, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Issued | Source | Verified |
|---|---|---|---|---|---|---|
| FL | state_license | LO115645 | active | 2022-12-05 | state_regulator | 2026-10-09 |
| CO | state_license | n/a | listed_on_lender_site |  | lender_site | 2026-10-09 |
| NM | state_license | n/a | listed_on_lender_site |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Xpert Home Lending (NMLS 2179191). Source: https://xperthomelending.com/loan-directory/bruce-gibson, verified 2026-10-09.

## Disciplinary actions

None on record at LenDb (regulator orders are not loaded yet; check NMLS Consumer Access).

## Contact

- View profile at Xpert Home Lending: https://xperthomelending.com/loan-directory/bruce-gibson
- Email on file: shown at https://lendb.ai/lo/bruce-gibson-501286#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/501286
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://xperthomelending.com/loan-directory/bruce-gibson

Cite as: Bruce Gibson (NMLS 501286), Xpert Home Lending. LenDb.ai, https://lendb.ai/lo/bruce-gibson-501286, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._