--- canonical_url: https://lendb.ai/lo/bruno-acosta-1695145 json_url: https://lendb.ai/lo/bruno-acosta-1695145.json nmls_id: 1695145 last_verified: 2026-10-31 --- # Bruno Acosta Executive Loan Officer at INDEPENDENCE HOME LOANS LLC. NMLS ID 1695145 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1695145)). Bruno Acosta (NMLS 1695145) is an Executive Loan Officer at INDEPENDENCE HOME LOANS LLC, licensed in Florida since 2018 and in Colorado, Connecticut, Delaware and 7 more states. **Summary:** Bruno Acosta (NMLS 1695145) is Executive Loan Officer at INDEPENDENCE HOME LOANS LLC. Licensed in 11 states confirmed with state regulators: Florida, Colorado, Connecticut, Delaware, Arkansas, Oregon, Wisconsin, California and 3 more. Earliest state license record: October 18, 2018 (Florida), per state regulator. Last verified 2026-10-31. ## Quick answers ### Is Bruno licensed in Florida? Yes. Florida regulator records list license LO56947 as active, first effective October 18, 2018 (verified 2026-10-15). LenDb has 10 other states on file for Bruno. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip. ### What lender does Bruno work for? INDEPENDENCE HOME LOANS LLC, company NMLS 2524174, per the lender's own site (verified 2026-10-15). Source: https://independencehl.com/bruno-acosta/. ### How long has Bruno been licensed? The earliest state license record LenDb holds for Bruno is from October 18, 2018 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip. ## At a glance - Earliest state license record: October 18, 2018 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Licensed in: Florida (FL, confirmed), Colorado (CO, confirmed), Connecticut (CT, confirmed), Delaware (DE, confirmed), Arkansas (AR, confirmed), Oregon (OR, confirmed), Wisconsin (WI, confirmed), California (CA DFPI, confirmed), Maryland (MD, confirmed), Illinois (IL, confirmed), Nevada (NV, confirmed) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - None on file yet. ## About Bruno Acosta is an Executive Loan Officer who started in the mortgage industry in 2018. They say they were ranked among the top 1% of U.S. mortgage loan originators from 2019 to 2021. They were promoted to Sales Manager in 2021 and led a team of 15 MLOs. Source: LenDb summary of the lender page, verified 2026-10-15. ## Facts from the lender page and intro - years_experience: since 2018. Source: https://independencehl.com/bruno-acosta/, verified 2026-10-15. - education: Bachelor's degree in Communications with a focus on Social Media Marketing, Florida International University. Source: https://independencehl.com/bruno-acosta/, verified 2026-10-15. - credential: Ranked among the top 1% of mortgage loan originators in the U.S., 2019 to 2021. Source: https://independencehl.com/bruno-acosta/, verified 2026-10-15. - role: Sales Manager (promoted 2021), led a team of 15 MLOs. Source: https://independencehl.com/bruno-acosta/, verified 2026-10-15. - other: Featured on industry radio segments. Source: https://independencehl.com/bruno-acosta/, verified 2026-10-15. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | FL | Florida regulator | state_license | LO56947 | active | confirmed | 2018-10-18 | state_regulator | 2026-10-15 | | CO | Colorado regulator | state_license | 100514975 | active | confirmed | 2019-09-05 | state_regulator | 2026-10-16 | | NY | New York regulator | state_license | n/a | expired | confirmed | | state_regulator | 2026-10-14 | | CT | Connecticut regulator | state_license | LO-1695145 | active | confirmed | | state_regulator | 2026-10-15 | | DE | Delaware regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-30 | | AR | Arkansas regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-20 | | IA | Iowa regulator | state_license | 45621 | expired | confirmed | 2021-08-05 | state_regulator | 2026-10-20 | | OR | Oregon regulator | state_license | n/a | active | confirmed | 2025-05-13 | state_regulator | 2026-10-20 | | WI | Wisconsin regulator | state_license | 1695145 | active | confirmed | 2025-12-08 | state_regulator | 2026-10-21 | | CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI1695145 | active | confirmed | 2023-08-11 | state_regulator | 2026-10-24 | | MD | Maryland regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-26 | | IL | Illinois regulator | state_license | 31.0094906 | active | confirmed | 2026-05-20 | state_regulator | 2026-10-28 | | NV | Nevada regulator | state_license | NMLO-138439 | active | confirmed | 2025-11-06 | state_regulator | 2026-10-31 | ## Employment history - ? to present: INDEPENDENCE HOME LOANS LLC (NMLS 2524174). Source: https://independencehl.com/bruno-acosta/, verified 2026-10-15. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1695145 ## Contact - View profile at INDEPENDENCE HOME LOANS LLC: https://independencehl.com/bruno-acosta/ - Office phone and Email on file: shown at https://lendb.ai/lo/bruno-acosta-1695145#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1695145 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip - state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=237183&contact=457152 - state_regulator: https://www.dfs.ny.gov/ - state_regulator: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut - state_regulator: https://banking.delaware.gov/delaware-approved-mortgage-loan-originators/ - state_regulator: https://securities.arkansas.gov/loans/nmls/ - state_regulator: https://idob.iowa.gov/ - state_regulator: https://dfr.oregon.gov/ - state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/ - state_regulator: https://dfpi.ca.gov/ - state_regulator: https://www.labor.maryland.gov/finance/ - state_regulator: https://idfpr.illinois.gov/banks/resfin.html - state_regulator: https://mld.nv.gov/ - lender_site: https://independencehl.com/bruno-acosta/ Cite as: Bruno Acosta (NMLS 1695145), INDEPENDENCE HOME LOANS LLC. LenDb.ai, https://lendb.ai/lo/bruno-acosta-1695145, last verified 2026-10-31. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._