{
  "canonical_url": "https://lendb.ai/lo/bryan-sedlacek-213683",
  "lede": {
    "text": "Based in Omaha, Nebraska, Bryan Sedlacek (NMLS 213683) is a Mortgage Loan Originator at Centris Federal Credit Union.",
    "fields": [
      "full_name",
      "nmls_id",
      "title",
      "current_employment"
    ]
  },
  "quick_answers": [
    {
      "q": "Is Bryan licensed?",
      "a": "Bryan works at a credit union; credit union loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access.",
      "fields": [
        "federal_registration",
        "current_employment"
      ],
      "source": "employer type in LenDb's lender registry",
      "source_url": null,
      "verified_at": "2026-10-16"
    },
    {
      "q": "What lender does Bryan work for?",
      "a": "Centris Federal Credit Union, company NMLS 490617, from the Omaha, NE office, per the lender's own site (verified 2026-10-16).",
      "fields": [
        "current_employment"
      ],
      "source": "lender site",
      "source_url": "https://www.centrisfcu.org/mortgages/bryan-sedlacek/",
      "verified_at": "2026-10-16"
    },
    {
      "q": "How long has Bryan been licensed?",
      "a": "The earliest state license record LenDb holds for Bryan is from December 23, 2019 (Iowa regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Bryan states 25 years of experience.",
      "fields": [
        "earliest_license_record",
        "years_experience"
      ],
      "source": "Iowa state regulator",
      "source_url": "https://idob.iowa.gov/",
      "verified_at": "2026-10-20"
    }
  ],
  "field_notes": {
    "languages": "Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it."
  },
  "loan_officer": {
    "nmls_id": 213683,
    "slug": "bryan-sedlacek-213683",
    "canonical_url": "https://lendb.ai/lo/bryan-sedlacek-213683",
    "md_url": "https://lendb.ai/lo/bryan-sedlacek-213683.md",
    "json_url": "https://lendb.ai/lo/bryan-sedlacek-213683.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/213683",
    "full_name": {
      "value": "Bryan Sedlacek",
      "source": "lender_site",
      "source_url": "https://www.centrisfcu.org/mortgages/bryan-sedlacek/",
      "verified_at": "2026-10-16"
    },
    "first_name": "Bryan",
    "last_name": "Sedlacek",
    "licensed_names": [
      {
        "name": "Bryan Sedlacek",
        "name_with_middle_initial": "Bryan S. Sedlacek",
        "first_name": "Bryan",
        "middle_initial": "S",
        "last_name": "Sedlacek",
        "states": [
          "FL",
          "IA"
        ],
        "source": "state_regulator",
        "as_of": "2026-10-19"
      }
    ],
    "headshot_url": null,
    "bio": null,
    "title": {
      "value": "Mortgage Loan Originator",
      "source": "lender_site",
      "source_url": "https://www.centrisfcu.org/mortgages/bryan-sedlacek/",
      "verified_at": "2026-10-16"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.centrisfcu.org/mortgages/bryan-sedlacek/",
      "verified_at": "2026-10-16"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 25,
      "source": "lender_site",
      "source_url": "https://www.centrisfcu.org/mortgages/bryan-sedlacek/",
      "verified_at": "2026-10-16"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 50,
    "current_employment": {
      "lender_nmls_id": 490617,
      "lender_name": "Centris Federal Credit Union",
      "lender_slug": "centris-federal-credit-union-490617",
      "branch_city": "Omaha",
      "branch_state": "NE",
      "branch_zip": "68154",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.centrisfcu.org/mortgages/bryan-sedlacek/",
      "lender_type": "credit_union",
      "source": "lender_site",
      "source_url": "https://www.centrisfcu.org/mortgages/bryan-sedlacek/",
      "verified_at": "2026-10-16"
    },
    "employment_history": [
      {
        "lender_nmls_id": 490617,
        "lender_name": "Centris Federal Credit Union",
        "lender_slug": "centris-federal-credit-union-490617",
        "branch_city": "Omaha",
        "branch_state": "NE",
        "branch_zip": "68154",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.centrisfcu.org/mortgages/bryan-sedlacek/",
        "lender_type": "credit_union",
        "source": "lender_site",
        "source_url": "https://www.centrisfcu.org/mortgages/bryan-sedlacek/",
        "verified_at": "2026-10-16"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO67717",
        "status": "expired",
        "issued_at": "2020-02-10",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip",
        "verified_at": "2026-10-15",
        "confidence": "confirmed",
        "regulator": "fl"
      },
      {
        "state": "IA",
        "license_type": "state_license",
        "license_number": "36067",
        "status": "expired",
        "issued_at": "2019-12-23",
        "source": "state_regulator",
        "source_url": "https://idob.iowa.gov/",
        "verified_at": "2026-10-20",
        "confidence": "confirmed",
        "regulator": "ia"
      },
      {
        "state": "WI",
        "license_type": "state_license",
        "license_number": "213683",
        "status": "expired",
        "issued_at": "2020-01-02",
        "source": "state_regulator",
        "source_url": "https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/",
        "verified_at": "2026-10-21",
        "confidence": "confirmed",
        "regulator": "wi"
      }
    ],
    "specialties": [],
    "lender_offers": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "25",
        "source": "lender_site",
        "source_url": "https://www.centrisfcu.org/mortgages/bryan-sedlacek/",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "education",
        "value": "Bachelor's degree in finance, Wayne State College",
        "source": "lender_site",
        "source_url": "https://www.centrisfcu.org/mortgages/bryan-sedlacek/",
        "verified_at": "2026-10-16"
      }
    ],
    "last_verified_at": "2026-10-16",
    "updated_at": "2026-10-20 19:30:47.082857+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/bryan-sedlacek-213683#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.centrisfcu.org/mortgages/bryan-sedlacek/",
      "verified_at": "2026-10-16"
    },
    "earliest_license_record": {
      "date": "2019-12-23",
      "state": "IA"
    },
    "licensed_since": {
      "year": 2019,
      "state": "IA"
    },
    "federal_registration": {
      "status": "likely",
      "basis": "employer_type",
      "employer_type": "credit_union",
      "note": "Federally registered MLOs aren't state-licensed; verify at NMLS"
    }
  }
}