{
  "canonical_url": "https://lendb.ai/lo/bryce-smart-2781386",
  "lede": {
    "text": "Based in Mitchell, South Dakota, Bryce Smart (NMLS 2781386) is a Retail Banker at Plains Commerce Bank.",
    "fields": [
      "full_name",
      "nmls_id",
      "title",
      "current_employment"
    ]
  },
  "quick_answers": [
    {
      "q": "Is Bryce licensed?",
      "a": "Bryce works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access.",
      "fields": [
        "federal_registration",
        "current_employment"
      ],
      "source": "employer type in LenDb's lender registry",
      "source_url": null,
      "verified_at": "2026-10-16"
    },
    {
      "q": "What lender does Bryce work for?",
      "a": "Plains Commerce Bank, company NMLS 463950, from the Mitchell, SD office, per the lender's own site (verified 2026-10-16).",
      "fields": [
        "current_employment"
      ],
      "source": "lender site",
      "source_url": "https://www.plainscommerce.com/community-banking/our-people/bryce-smart",
      "verified_at": "2026-10-16"
    }
  ],
  "field_notes": {
    "languages": "Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it."
  },
  "loan_officer": {
    "nmls_id": 2781386,
    "slug": "bryce-smart-2781386",
    "canonical_url": "https://lendb.ai/lo/bryce-smart-2781386",
    "md_url": "https://lendb.ai/lo/bryce-smart-2781386.md",
    "json_url": "https://lendb.ai/lo/bryce-smart-2781386.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2781386",
    "full_name": {
      "value": "Bryce Smart",
      "source": "lender_site",
      "source_url": "https://www.plainscommerce.com/community-banking/our-people/bryce-smart",
      "verified_at": "2026-10-16"
    },
    "first_name": "Bryce",
    "last_name": "Smart",
    "headshot_url": {
      "value": "https://www.plainscommerce.com/assets/general-uploads/team/_213x213_crop_top-center_none/Bryce-Smart-1.jpg",
      "source": "lender_site",
      "source_url": "https://www.plainscommerce.com/community-banking/our-people/bryce-smart",
      "verified_at": "2026-10-16"
    },
    "bio": {
      "value": "Bryce Smart is a Retail Banker in Mitchell, SD. Their banking career began in 2022 after studies in Finance at the University of Nebraska Lincoln and the University of South Dakota. They back the local legion and a youth bowling league and own a bowling alley in Salem, SD.",
      "source": "lender_site",
      "source_url": "https://www.plainscommerce.com/community-banking/our-people/bryce-smart",
      "verified_at": "2026-10-16"
    },
    "title": {
      "value": "Retail Banker",
      "source": "lender_site",
      "source_url": "https://www.plainscommerce.com/community-banking/our-people/bryce-smart",
      "verified_at": "2026-10-16"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.plainscommerce.com/community-banking/our-people/bryce-smart",
      "verified_at": "2026-10-16"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 65,
    "current_employment": {
      "lender_nmls_id": 463950,
      "lender_name": "Plains Commerce Bank",
      "lender_slug": "plains-commerce-bank-463950",
      "branch_city": "Mitchell",
      "branch_state": "SD",
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.plainscommerce.com/community-banking/our-people/bryce-smart",
      "lender_type": "bank",
      "source": "lender_site",
      "source_url": "https://www.plainscommerce.com/community-banking/our-people/bryce-smart",
      "verified_at": "2026-10-16"
    },
    "employment_history": [
      {
        "lender_nmls_id": 463950,
        "lender_name": "Plains Commerce Bank",
        "lender_slug": "plains-commerce-bank-463950",
        "branch_city": "Mitchell",
        "branch_state": "SD",
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.plainscommerce.com/community-banking/our-people/bryce-smart",
        "lender_type": "bank",
        "source": "lender_site",
        "source_url": "https://www.plainscommerce.com/community-banking/our-people/bryce-smart",
        "verified_at": "2026-10-16"
      }
    ],
    "licenses": [],
    "specialties": [],
    "lender_offers": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "since 2022",
        "source": "lender_site",
        "source_url": "https://www.plainscommerce.com/community-banking/our-people/bryce-smart",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "education",
        "value": "Studied Finance at University of Nebraska Lincoln and University of South Dakota",
        "source": "lender_site",
        "source_url": "https://www.plainscommerce.com/community-banking/our-people/bryce-smart",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "community",
        "value": "Supporter of the local legion and the youth bowling league",
        "source": "lender_site",
        "source_url": "https://www.plainscommerce.com/community-banking/our-people/bryce-smart",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "other",
        "value": "Owns a bowling alley located in Salem, SD",
        "source": "lender_site",
        "source_url": "https://www.plainscommerce.com/community-banking/our-people/bryce-smart",
        "verified_at": "2026-10-16"
      }
    ],
    "last_verified_at": "2026-10-16",
    "updated_at": "2026-10-16 06:03:36.304234+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/bryce-smart-2781386#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.plainscommerce.com/community-banking/our-people/bryce-smart",
      "verified_at": "2026-10-16"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": {
      "status": "likely",
      "basis": "employer_type",
      "employer_type": "bank",
      "note": "Federally registered MLOs aren't state-licensed; verify at NMLS"
    }
  }
}