---
canonical_url: https://lendb.ai/lo/byron-zonin-728812
json_url: https://lendb.ai/lo/byron-zonin-728812.json
nmls_id: 728812
last_verified: 2026-10-09
---

# Byron Zonin

Vice President of Lending at CrossCountry Mortgage, Gainesville, FL. NMLS ID 728812 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/728812)).

**Summary:** Byron Zonin (NMLS 728812) is Vice President of Lending at CrossCountry Mortgage, based in Gainesville, FL. Licensed in Florida, confirmed with the state regulator (license LO78816). Focus areas shown on the lender page: Down payment assistance, Renovation loan (203k / HomeStyle) and First-time buyer. Earliest state license record: December 15, 2020 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: December 15, 2020 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Down payment assistance** (`down-payment-assistance`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/gainesville-fl-4341/byron-zonin/
- **Renovation loan (203k / HomeStyle)** (`renovation`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/gainesville-fl-4341/byron-zonin/
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/gainesville-fl-4341/byron-zonin/

## About

Byron is a trusted loan officer with years of experience and commitment to top-tier service. He helps clients navigate home financing with expert guidance for purchasing, investing, building, renovating, or accessing equity.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO78816 | active | confirmed | 2020-12-15 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Gainesville, FL. Source: https://crosscountrymortgage.com/gainesville-fl-4341/byron-zonin/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/728812

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/gainesville-fl-4341/byron-zonin/
- Office phone and Email on file: shown at https://lendb.ai/lo/byron-zonin-728812#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/728812
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- lender_site: https://crosscountrymortgage.com/gainesville-fl-4341/byron-zonin/

Cite as: Byron Zonin (NMLS 728812), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/byron-zonin-728812, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._