---
canonical_url: https://lendb.ai/lo/caleb-kowarsky-1950674
json_url: https://lendb.ai/lo/caleb-kowarsky-1950674.json
nmls_id: 1950674
last_verified: 2026-10-21
---

# Caleb Kowarsky

Mortgage Loan Officer at Clear Mortgage Capital, Inc.. NMLS ID 1950674 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1950674)).

Caleb Kowarsky (NMLS 1950674) is a Mortgage Loan Officer at Clear Mortgage Capital, Inc., licensed in Oregon since 2024.

**Summary:** Caleb Kowarsky (NMLS 1950674) is Mortgage Loan Officer at Clear Mortgage Capital, Inc.. Licensed in Oregon, confirmed with the state regulator (license 1950674). Earliest state license record: July 10, 2024 (Oregon), per state regulator. Last verified 2026-10-21.

## Quick answers

### Is Caleb licensed in Oregon?

Yes. Oregon regulator records list license 1950674 as active, first effective July 10, 2024 (verified 2026-10-20). Source: https://dfr.oregon.gov/.

### What lender does Caleb work for?

Clear Mortgage Capital, Inc., company NMLS 1935005, per the lender's own site (verified 2026-10-21). Source: https://clearmortgagecapital.com/loan-officer/21839069-3b80-4b2e-944c-f034416c6cac/CalebKowarsky.

### How long has Caleb been licensed?

The earliest state license record LenDb holds for Caleb is from July 10, 2024 (Oregon regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://dfr.oregon.gov/.

## At a glance

- Earliest state license record: July 10, 2024 (Oregon), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Caleb A. Kowarsky (OR, as of 2026-06-30)
- Licensed in: Oregon (OR, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| OR | Oregon regulator | state_license | 1950674 | active | confirmed | 2024-07-10 | state_regulator | 2026-10-20 |

## Employment history

- ? to present: Clear Mortgage Capital, Inc. (NMLS 1935005). Source: https://clearmortgagecapital.com/loan-officer/21839069-3b80-4b2e-944c-f034416c6cac/CalebKowarsky, verified 2026-10-21.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1950674

## Contact

- View profile at Clear Mortgage Capital, Inc.: https://clearmortgagecapital.com/loan-officer/21839069-3b80-4b2e-944c-f034416c6cac/CalebKowarsky
- Office phone on file: shown at https://lendb.ai/lo/caleb-kowarsky-1950674#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1950674
- state_regulator: https://dfr.oregon.gov/
- lender_site: https://clearmortgagecapital.com/loan-officer/21839069-3b80-4b2e-944c-f034416c6cac/CalebKowarsky

Cite as: Caleb Kowarsky (NMLS 1950674), Clear Mortgage Capital, Inc.. LenDb.ai, https://lendb.ai/lo/caleb-kowarsky-1950674, last verified 2026-10-21.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._