---
canonical_url: https://lendb.ai/lo/caleb-watkins-2809718
json_url: https://lendb.ai/lo/caleb-watkins-2809718.json
nmls_id: 2809718
last_verified: 2026-10-31
---

# Caleb Watkins

Loan officer at Harmony Home Loans, LLC. NMLS ID 2809718 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2809718)).

Caleb Watkins (NMLS 2809718) is a mortgage loan officer at Harmony Home Loans, LLC, licensed in Nevada since 2026.

**Summary:** Caleb Watkins (NMLS 2809718) is a loan officer at Harmony Home Loans, LLC. Licensed in Nevada, confirmed with the state regulator (license NMLO-192165). Earliest state license record: September 4, 2026 (Nevada), per state regulator. Last verified 2026-10-31.

## Quick answers

### Is Caleb licensed in Nevada?

Yes. Nevada regulator records list license NMLO-192165 as active, first effective September 4, 2026 (verified 2026-10-31). Source: https://mld.nv.gov/.

### What lender does Caleb work for?

Harmony Home Loans, LLC, company NMLS 2131553, per the lender's own site (verified 2026-10-31). Source: https://mld.nv.gov/.

### How long has Caleb been licensed?

The earliest state license record LenDb holds for Caleb is from September 4, 2026 (Nevada regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://mld.nv.gov/.

## At a glance

- Earliest state license record: September 4, 2026 (Nevada), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Caleb J. Watkins (NV, as of 2026-10-28)
- Licensed in: Nevada (NV, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| NV | Nevada regulator | state_license | NMLO-192165 | active | confirmed | 2026-09-04 | state_regulator | 2026-10-31 |

## Employment history

- ? to present: Harmony Home Loans, LLC (NMLS 2131553). Source: https://mld.nv.gov/, verified 2026-10-31.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2809718

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2809718
- state_regulator: https://mld.nv.gov/

Cite as: Caleb Watkins (NMLS 2809718), Harmony Home Loans, LLC. LenDb.ai, https://lendb.ai/lo/caleb-watkins-2809718, last verified 2026-10-31.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._