---
canonical_url: https://lendb.ai/lo/cameron-smith-839835
json_url: https://lendb.ai/lo/cameron-smith-839835.json
nmls_id: 839835
last_verified: 2026-10-09
---

# Cameron Smith

Loan Officer at Empire Home Loans, Fair Oaks, CA. NMLS ID 839835 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/839835)).

**Summary:** Cameron Smith (NMLS 839835) is Loan Officer at Empire Home Loans, based in Fair Oaks, CA. Licensed in Florida, confirmed with the state regulator (license LO104787). Also lists California on the lender page (not yet checked with the state regulator). Earliest state license record: March 24, 2022 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: March 24, 2022 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), California (CA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO104787 | active | confirmed | 2022-03-24 | state_regulator | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Empire Home Loans (NMLS 1839243), Fair Oaks, CA. Source: https://www.empirehomeloans.com/team/cameron, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/839835

## Contact

- View profile at Empire Home Loans: https://www.empirehomeloans.com/team/cameron
- Office phone and Email on file: shown at https://lendb.ai/lo/cameron-smith-839835#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/839835
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- lender_site: https://www.empirehomeloans.com/team/cameron

Cite as: Cameron Smith (NMLS 839835), Empire Home Loans. LenDb.ai, https://lendb.ai/lo/cameron-smith-839835, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._