---
canonical_url: https://lendb.ai/lo/candy-munoz-cisneros-1031837
json_url: https://lendb.ai/lo/candy-munoz-cisneros-1031837.json
nmls_id: 1031837
last_verified: 2026-10-09
---

# Candy Munoz-Cisneros

Senior Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), El Cajon, CA. NMLS ID 1031837 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1031837)).

**Summary:** Candy Munoz-Cisneros (NMLS 1031837) is Senior Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), based in El Cajon, CA. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Co-op, Condo, VA loan, FHA loan and Jumbo loan. Speaks Spanish. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: Spanish
- Profile: unclaimed
- Status: active

## Specialties

- **Co-op** (`co-op`): lender page, confidence 0.70, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ca/el-cajon/2644-jamacha-rd-hla-1031837
- **Condo** (`condo`): lender page, confidence 0.70, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ca/el-cajon/2644-jamacha-rd-hla-1031837
- **VA loan** (`va`): lender page, confidence 0.46, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ca/el-cajon/2644-jamacha-rd-hla-1031837
- **FHA loan** (`fha`): lender page, confidence 0.43, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ca/el-cajon/2644-jamacha-rd-hla-1031837
- **Jumbo loan** (`jumbo`): lender page, confidence 0.14, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ca/el-cajon/2644-jamacha-rd-hla-1031837

## About

Candy has 13 years of experience as a Senior Home Lending Advisor serving San Diego, CA, with fluency in Spanish. Specializes in preapproval, fixed and adjustable-rate mortgages, FHA and VA mortgages, condo and co-op lending, and conforming and jumbo loans.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- service_area: San Diego, CA. Source: https://homelendingadvisor.chase.com/ca/el-cajon/2644-jamacha-rd-hla-1031837, verified 2026-10-09.
- credential: Chase Certified in FHA Loans. Source: https://homelendingadvisor.chase.com/ca/el-cajon/2644-jamacha-rd-hla-1031837, verified 2026-10-09.
- credential: Chase Certified in VA Loans. Source: https://homelendingadvisor.chase.com/ca/el-cajon/2644-jamacha-rd-hla-1031837, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: JPMorgan Chase Bank (Chase Home Lending) (NMLS 399798), El Cajon, CA. Source: https://homelendingadvisor.chase.com/ca/el-cajon/2644-jamacha-rd-hla-1031837, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1031837

## Contact

- View profile at JPMorgan Chase Bank (Chase Home Lending): https://homelendingadvisor.chase.com/ca/el-cajon/2644-jamacha-rd-hla-1031837
- Office phone and Email on file: shown at https://lendb.ai/lo/candy-munoz-cisneros-1031837#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1031837
- lender_site: https://homelendingadvisor.chase.com/ca/el-cajon/2644-jamacha-rd-hla-1031837

Cite as: Candy Munoz-Cisneros (NMLS 1031837), JPMorgan Chase Bank (Chase Home Lending). LenDb.ai, https://lendb.ai/lo/candy-munoz-cisneros-1031837, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._