{
  "canonical_url": "https://lendb.ai/lo/carl-heimlich-314836",
  "loan_officer": {
    "nmls_id": 314836,
    "slug": "carl-heimlich-314836",
    "canonical_url": "https://lendb.ai/lo/carl-heimlich-314836",
    "md_url": "https://lendb.ai/lo/carl-heimlich-314836.md",
    "json_url": "https://lendb.ai/lo/carl-heimlich-314836.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/314836",
    "full_name": {
      "value": "Carl Heimlich",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/winchester-va-3932/carl-heimlich/",
      "verified_at": "2026-10-09"
    },
    "first_name": "Carl",
    "last_name": "Heimlich",
    "headshot_url": {
      "value": "https://thevault.ccm.com/m/180f29602dbc210b/Website-3932_Heimlich_314836.jpg",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/winchester-va-3932/carl-heimlich/",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Carl has over 20 years of mortgage industry experience focused on strategic loan planning and proactive underwriting. A top producer since 2002, he has been voted #1 Lender in the Rural Virginian Readers Choice Poll for 14 consecutive years.",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/winchester-va-3932/carl-heimlich/",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Outside Loan Originator",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/winchester-va-3932/carl-heimlich/",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/winchester-va-3932/carl-heimlich/",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 20,
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/winchester-va-3932/carl-heimlich/",
      "verified_at": "2026-10-09"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 95,
    "current_employment": {
      "lender_nmls_id": 3029,
      "lender_name": "CrossCountry Mortgage",
      "lender_slug": "crosscountry-mortgage-3029",
      "branch_city": "Winchester",
      "branch_state": "VA",
      "branch_zip": "22601",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://crosscountrymortgage.com/winchester-va-3932/carl-heimlich/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/winchester-va-3932/carl-heimlich/",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 3029,
        "lender_name": "CrossCountry Mortgage",
        "lender_slug": "crosscountry-mortgage-3029",
        "branch_city": "Winchester",
        "branch_state": "VA",
        "branch_zip": "22601",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://crosscountrymortgage.com/winchester-va-3932/carl-heimlich/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/winchester-va-3932/carl-heimlich/",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "VA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/winchester-va-3932/carl-heimlich/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "20",
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/winchester-va-3932/carl-heimlich/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "credential",
        "value": "#1 Lender in Rural Virginian Readers Choice Poll for 14 years",
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/winchester-va-3932/carl-heimlich/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "years_experience",
        "value": "since 2002",
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/winchester-va-3932/carl-heimlich/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "service_area",
        "value": "Lake Monticello Community, Charlottesville area",
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/winchester-va-3932/carl-heimlich/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "community",
        "value": "Member of CAAR and Charlottesville Chamber of Commerce; contributor to American Heart Association, Arc of the Piedmont, and Meals on Wheels",
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/winchester-va-3932/carl-heimlich/",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-09 21:30:56.462958+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/carl-heimlich-314836#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/winchester-va-3932/carl-heimlich/",
      "verified_at": "2026-10-09"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": null
  }
}