---
canonical_url: https://lendb.ai/lo/carl-heimlich-314836
json_url: https://lendb.ai/lo/carl-heimlich-314836.json
nmls_id: 314836
last_verified: 2026-10-09
---

# Carl Heimlich

Outside Loan Originator at CrossCountry Mortgage, Winchester, VA. NMLS ID 314836 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/314836)).

**Summary:** Carl Heimlich (NMLS 314836) is Outside Loan Originator at CrossCountry Mortgage, based in Winchester, VA. Lists Virginia on the lender page (not yet checked with the state regulator). States 20 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 20 (source: https://crosscountrymortgage.com/winchester-va-3932/carl-heimlich/, verified 2026-10-09)
- Licensed in: Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Carl has over 20 years of mortgage industry experience focused on strategic loan planning and proactive underwriting. A top producer since 2002, he has been voted #1 Lender in the Rural Virginian Readers Choice Poll for 14 consecutive years.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 20. Source: https://crosscountrymortgage.com/winchester-va-3932/carl-heimlich/, verified 2026-10-09.
- credential: #1 Lender in Rural Virginian Readers Choice Poll for 14 years. Source: https://crosscountrymortgage.com/winchester-va-3932/carl-heimlich/, verified 2026-10-09.
- years_experience: since 2002. Source: https://crosscountrymortgage.com/winchester-va-3932/carl-heimlich/, verified 2026-10-09.
- service_area: Lake Monticello Community, Charlottesville area. Source: https://crosscountrymortgage.com/winchester-va-3932/carl-heimlich/, verified 2026-10-09.
- community: Member of CAAR and Charlottesville Chamber of Commerce; contributor to American Heart Association, Arc of the Piedmont, and Meals on Wheels. Source: https://crosscountrymortgage.com/winchester-va-3932/carl-heimlich/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Winchester, VA. Source: https://crosscountrymortgage.com/winchester-va-3932/carl-heimlich/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/314836

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/winchester-va-3932/carl-heimlich/
- Email on file: shown at https://lendb.ai/lo/carl-heimlich-314836#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/314836
- lender_site: https://crosscountrymortgage.com/winchester-va-3932/carl-heimlich/

Cite as: Carl Heimlich (NMLS 314836), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/carl-heimlich-314836, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._